Just Group plc
Head of Retail Income Pricing
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Head of Retail Income Pricing
Head of Retail Income Pricing
Location: London – Hybrid Working Contract: Permanent Hours: Full time (35 hours)
Are you a strategic pricing leader with a passion for shaping market-leading retirement income products? We have an exciting opportunity for a Head of Retail Income Pricing to join our Retail Actuarial & Reinsurance team at a pivotal time for our business.
In this role, you’ll take ownership of the end-to-end commercial pricing strategy for our Retail Income products — ensuring they’re robust, competitive, and aligned to our wider financial objectives. Reporting directly to the Retail Actuarial & Reinsurance Director, you’ll combine technical excellence with commercial insight while leading and developing a high-performing, highly engaged team.
Key Responsibilities:
- Lead the Retail Income Pricing strategy, developing and maintaining pricing data, models, and processes, with a focus on automation or efficiency improvements through AI or other means
- Own the Retail Income pricing performance, ensuring it is robust, up-to-date, and supports the achievement of financial objectives
- Identify and lead initiatives to improve optimisation and conversion of income products through pricing, working closely with commercial and distribution leads
- Collaborate across the business to ensure pricing initiatives and changes are implemented timely, accurately, and efficiently
- Partner with the Retail Reinsurance team to optimise reinsurance for the pricing strategy
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Skills and Experience
- Qualified FIA or FFA, or equivalent
- Significant experience in the “at or in retirement” market, focused on product development and pricing activities, or managerial-level experience gained within a UK life insurance company and/or a consultancy
- Proven experience of leading pricing-related or development projects
- Excellent verbal, written, and interpersonal skills, with the ability to present complex financial concepts clearly and concisely
- Strong ability to lead and influence others
- Strong strategic vision and development skills
- Understanding of the competitive landscape (both distribution and product) of the retirement income and long-term care markets
- Team player with a focus on leadership by example and the ability to work under pressure in a fast-moving environment under tight deadlines
- Self-starting ability to deliver with minimal guidance
Our Behaviours
At Just, you’ll develop your career while making a meaningful difference in people’s lives. Our culture is ambitious, curious, and collaborative—everything we do focuses on being just and delivering the best outcomes for our customers.
What’s in it for You?
Core Benefits:
- Competitive salary
- Pension scheme and life assurance
- 25 days’ annual leave (plus an extra day on your birthday)
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Wellbeing & Protection:
- Private medical cover
- Income protection
- Generous and highly achievable bonus scheme
- Free access to the Headspace app
- 24/7 Employee Assistance Helpline
- Staff-framed physical and mental health first aiders
Career Growth:
- Opportunities to progress in-role and within the company
Additional Benefits:
- Variety of employee-funded benefits via an online portal
- Purchase options for additional employee and family benefits
Explore our full range of benefits.
Belonging at Just
We value diversity of thought and foster inclusion and belonging, driving innovation and balanced decision-making. Our DEIB (Diversity, Equity, Inclusion and Belonging) initiatives aim to create a supportive environment where employees feel proud to work at Just.
We’re committed to the HM Treasury Women in Finance Charter and the Race at Work Charter, while supporting a range of employee networks focused on:
- Intergenerational working
- Social mobility
- Neurodiversity
Application Details
Please submit your CV using the ‘apply now’ button. Shortlisted candidates will be contacted regarding next steps, which may include:
- An initial phone interview
- An in-person assessment
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