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Hiscox

HNW Underwriter

Colchester
Posted 1 day ago
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Job Type: Permanent

Build a brilliant future with Hiscox

The role

Existing Business Underwriting sits with Distribution with teams located throughout the UK mainly in our regional underwriting hubs including Colchester and York.

The team forms part of Hiscox UK’s central distribution operations function and are responsible for the volume underwriting of our referrals across existing business. The team directly influence the delivery of portfolio underwriting targets and play a pivotal role in the portfolio change cycle. The team work alongside colleagues in the regional teams to deliver superb service in line with the agreed strategy and growth objectives.

The role will provide a breadth of development opportunities and exposure to our products, state of the art underwriting platform and underwriting strategy.

What you’ll be doing

  • You’ll be underwriting our Art and Private Client products in line with our high standards
  • Underwriting across both our direct and broker distribution channels for high value household, motor, overseas properties and travel insurance policies.
  • Working towards a balanced business scorecard of performance accountabilities that can included targets across growth, retention and broker experience.
  • Developing your sales skills and appreciation of sales and underwriting strategy in collaboration with the wider teams and regions
  • Effectively negotiating with both internal and external parties and identified points of contact within brokers
  • Challenging non-standard underwriting decisions leveraging the expertise of product specialists and underwriting managers
  • Showing courage and innovation by spotting process improvements and how we can do things differently to improve the customer experience and drive profitable growth

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

P

Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

Our must haves

  • You’ll have some experience as an underwriter within personal lines business
  • A logical and analytical thinker
  • A natural flair for building relationships enabling you to develop close rapport with brokers
  • A collaborate team player who understands that their teams success is their own success
  • Be an ambassador of Hiscox and demonstrate ‘going the extra mile’ dedication and commitment in a fast growing and demanding area of the business
  • Ambitious and driven, someone who can self-motivate and achieve results
  • Ideally Diploma CII qualified or exempt through relevant experience as defined by the FCA

About Hiscox

As an international specialist insurer, we are far removed from the world of mass market insurance products. Instead, we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.

We ensure the unique and the interesting. And we search for the same when it comes to talented people.

Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong.

Everyone is encouraged to think creatively, challenge the status quo and look for solutions.

Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve.

We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places.

Some people might say insurance is dull, but life at Hiscox is anything but.

If that sounds good to you, get in touch.

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Diversity and flexible working at Hiscox

At Hiscox we care about our people. We hire the best people for the job, and we are committed to diversity and creating a truly inclusive culture, which we believe drives success.

Working life does not always have to be in the office so we have introduced hybrid working to encourage a healthy work life balance.

This hybrid working model is set by the team rather than the business to enable you to manage your own personal work-life balance.

We see it as the best of both worlds; structure and sociability on one hand, and independence and flexibility on the other.

Work with amazing people and be part of a unique culture

If you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.

If this is your first time visiting our career site and you wish to stay in touch please select the 'Introduce yourself' button on the top right. This will allow us to contact you with suitable vacancies.

If you are a returning prospect and wish to view our current vacancies please Search for Jobs using the link on the top right.

We’re a global, specialist insurer headquartered in Bermuda and listed on the London Stock Exchange. With 3,000 employees and 32 offices in 12 countries we’re a business with lots of opportunity for people with talent, spark and lots of ambition.

If you want to build a great career with a company that prioritises strong values – such as integrity and courage – where our people always pull together to do the right thing for each other and our customers, then we’d love to hear from you.

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Skills

Underwriting
Personal Lines Insurance
Relationship Building
Negotiation
Analytical Thinking
Portfolio Management
Broker Management
Risk Assessment

Location

Colchester, England, United Kingdom

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