Zanda
Interim Head of FP&A | Scaling UK Fintech | Lending | London
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Zanda
Zanda is an executive search partner working exclusively with ambitious, founder-led businesses as they scale. We partner with founders, CEOs and leadership teams to deliver senior appointments that make a genuine difference to the trajectory of the business.
The Business
A fast-growing UK fintech on a mission to make credit fairer and more accessible. It builds digital lending products, and finance sits at the centre of how the business measures itself and scales.
The Role
This is a hands-on Head of FP&A role reporting to the CFO, owning the financial modelling, unit economics and performance reporting that steer the business as it grows its lending book. You will be the analytical engine room of the finance function, turning loan book data, originations and cost base into a clear, forward-looking picture of performance and trajectory.
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This suits someone equally at home building a model from first principles as presenting the story behind the numbers to the Board and investors. Real ownership comes with the role, along with the autonomy to shape how the business understands and measures itself as it grows.
What You Will Own
- The group financial model.
- Monthly actuals versus budget and variance analysis.
- Gross margin reporting across the loan book, covering yield, cost of funds and losses.
- A rolling 13-week cash flow forecast.
- Annual budgeting and reforecasting.
- Scenario and sensitivity analysis.
- Board and investor-ready KPI reporting.
- You will also act as a commercial partner to the leadership team, pressure-testing assumptions and bringing rigour to the decisions that matter most.
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What We Are Looking For
- Significant FP&A or commercial finance experience with genuine end-to-end ownership of a financial model and reporting cycle.
- Exceptional modelling skills built from scratch, not inherited from someone else's spreadsheet.
- Experience in lending, fintech or financial services, with a working knowledge of loan book mechanics.
- A strong grasp of unit economics, advanced Excel, and the ability to translate financial insight for non-finance audiences.
- An accounting qualification is useful but not essential.
- Experience with lender or debt facility reporting, or FP&A/BI tooling, would be a bonus.
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