Harnham
Lead Data Scientist
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LEAD DATA SCIENTIST
UP TO £90,000 + DISCRETIONARY BONUS
LONDON
HYBRID WORKING - 2/3 DAYS PER WEEK
Shape the future of credit risk by building impactful models that directly influence real-world lending decisions, in a role where your work is highly visible and commercially relevant. You'll take ownership of the full modelling lifecycle, from development through to deployment, working in a fast-paced environment that values both technical excellence and clear communication. This is an opportunity to join a high-growth team where your ideas, expertise, and stakeholder engagement will drive meaningful business outcomes.
THE COMPANY
Join a scaling UK fintech specialising in consumer lending and credit analytics. Focused on building modern data platforms and decisioning tools to improve lending outcomes and known for a collaborative culture and strong growth trajectory within a competitive market.
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THE ROLE
As a Lead Data Scientist, you will focus on building and deploying credit risk models within a dynamic, fast-paced environment. You'll work closely with cross-functional teams to drive insight-led decision making across the business.
Specifically, you can expect to be involved in:
- Developing and maintaining credit risk models, including scorecards, behavioural and acquisition models
- Working on predictive modelling across areas such as fraud, open banking, and competitor analysis
- Deploying models into production environments and monitoring performance
- Collaborating with technical and business teams to deliver data-driven insights
- Contributing to innovation projects exploring new data sources and modelling techniques
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SKILLS AND EXPERIENCE
- Experience in consumer credit or lending environments with exposure to credit risk modelling
- Strong hands-on coding skills in Python and SQL
- Experience developing predictive or statistical models in a commercial setting
- Knowledge of cloud-based tools (e.g. AWS SageMaker)
- Strong communication skills with the ability to explain technical concepts clearly
- Exposure to model deployment or end-to-end model lifecycle is advantageous
- Degree in a quantitative field such as Mathematics, Statistics, or similar
BENEFITS
The successful Lead Data Scientist will receive up to £90,000 and a comprehensive benefits package.
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