Lloyds Banking Group
Lead Software Engineer

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End Date
Monday 27 July 2026
Salary Range
£69,624 - £104,436
We support flexible working – click here for more information on flexible working options
Flexible Working Options
- Hybrid Working
- Job Share
Job Description Summary
JOB TITLE: Lead Software Engineer
SALARY: £69,624 - £105, 780
LOCATION(S): London, Edinburgh, Bristol, Manchester, Birmingham or Leeds
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.
What You’ll Be Doing
We’re looking for a Lead Software Engineer to join our Enterprise & Accounting Lab to develop and deliver innovative payment solutions and services for our customers and business.
The Enterprise & Accounting Lab delivers and supports accounting, reconciliation, and payment integration capabilities across core payment services, enabling compliant, efficient, and customer‑focused payment processing.
Our mission in the Payments Services Platform (PSP) is to offer compliant and efficient payment capabilities for LBG. We drive innovation to ensure customers can move money confidently, quickly, and securely. The PSP is a vital part of Group Payments, serving the entire group.
- Providing technical leadership across business‑critical payment services (e.g. Faster Payments, CHAPS, COP), shaping architecture and delivery beyond a single team.
- Owning end‑to‑end technical outcomes at team or lab level, accountable for quality, resilience, and delivery predictability.
- Leading on complex design decisions for low‑latency, resilient, secure, and compliant payment solutions.
- Managing cross‑team dependencies, technical risks, and delivery impediments impacting the Payments Services Platform.
- Balancing customer outcomes, regulatory risk, and platform maintainability when making delivery decisions.
- Driving DevOps maturity across teams through improvements to CI/CD, monitoring, automation, and quality controls.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Why join us?
We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.
What we’re looking for?
- Strong understanding of an entire application stack, both breadth and depth, and an exposure to microservices technologies, especially Spring boot, JSON, Kafka as well as RESTful APIs and web services.
- Proven experience designing and delivering resilient, scalable, and secure payment services, ideally within complex, regulated environments.
- Strong systems and solution design capability, with evidence of leading technical decisions beyond a single feature or component.
- Demonstrated technical leadership, setting engineering standards, reviewing designs and code, and improving quality and DevOps maturity at team or product level.
- Deep expertise in modern microservices, APIs, event‑driven architectures, and non‑functional requirements such as latency, availability, and recoverability.
- Clear ownership of live service health, including incident response, root‑cause analysis, and preventative resilience improvements.
- Ability to scale technical impact by mentoring engineers, influencing stakeholders, and improving platform‑level ways of working.
- Technical understanding of the following: Spring boot, Camel, Maven, GitHub, Jenkins, JSON, Kafka/WMQ, REST APIs, Database SQL, Docker and Kubernetes.
- Experience working on any one of the cloud-based tools - IBM Cloud Private, Google GCP, MS Azure, Amazon AWS.
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you:
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.


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We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready to make an impact? Apply today.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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