JPMorgan Chase & Co.
Lead Software Engineer - Java & AI

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Join the Graphite team and help deliver a best-in-class payments processing platform that powers the firm’s global expansion. You will work on mission-critical systems, leveraging your passion for technology and AI to create high-performing, low-latency solutions. Experience the excitement of building impactful products that support a wide variety of payment flows. We offer a collaborative, agile environment where your ideas and expertise are valued, and your work directly supports business growth.
Job Summary: As a Lead Software Engineer in the Payments team, you will develop technical solutions for a fully cloud-based payments application, focusing on high performance and low latency. You will build new payment flows end to end, from understanding business requirements to coding and supporting solutions in production. In this agile team, you will enhance, build, and deliver trusted technology products, contributing across multiple technical areas to support the firm’s objectives. Your role is central to driving innovation and operational stability in a rapidly expanding business.
Job Responsibilities:
- Execute creative software solutions, design, development, and technical troubleshooting
- Develop secure, high-quality production code and review and debug code written by others
- Leverage AI extensively, from code analysis to automating end-to-end development
- Identify opportunities to eliminate or automate remediation of recurring issues
- Lead evaluation sessions with internal teams to assess architectural designs and technical credentials
- Lead communities of practice across Software Engineering to promote new and leading-edge technologies
- Contribute to a team culture of diversity, opportunity, inclusion, and respect
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
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Required Qualifications, Capabilities, and Skills:
- Hands-on coding experience with a proven track record for success
- Experience leveraging AI to enhance all areas of development
- Practical experience delivering system design, application development, testing, and operational stability
- Advanced proficiency in one or more programming languages, ideally Java
- Proficiency in automation and continuous delivery methods
- Proficient in all aspects of the Software Development Life Cycle
- Advanced understanding of agile methodologies, including CI/CD, Application Resiliency, and Security
- Demonstrated proficiency in software applications and technical processes within a technical discipline (such as cloud, artificial intelligence, machine learning, or mobile)
- Knowledge of the financial services industry and IT systems
- Practical cloud-native experience
Preferred Qualifications, Capabilities, and Skills:
- Hands-on AI experience with coding and understanding core concepts
- Ability to self-drive delivery and take ownership end to end
Why Join Us? You will be part of a dynamic team that values innovation, inclusion, and respect. We offer opportunities to grow your career, work on mission-critical systems, and make a direct impact on the firm’s global payments business. Your passion for technology and AI will help shape the future of payments at JPMorganChase.
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.


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We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs [https://careers.jpmorgan.com/us/en/how-we-hire/faqs] for more information about requesting an accommodation.
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
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