Bradley David Associates
Medical Underwriter
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Bradley David Associates is seeking an experienced Medical Underwriter to join a growing and customer-focused business. This is an excellent opportunity for a skilled professional with recognised underwriting authority and experience in medical underwriting, ideally across Life Insurance, Income Protection, and Critical Illness products.
Job Details
- Work Schedule: Monday to Friday 9am-5pm, hybrid
- Location: Modern Bristol City office
- Salary: £38,000 - £50,000 dependent on experience
- Bonuses: 10-15%
- Benefits: Market leading perks, pension, and benefits
- Holiday Allowance: 30 days + bank holidays (38)
Key Responsibilities
- Make fair, balanced, and accurate underwriting decisions within delegated authority levels, assessing both initial applications and additional medical evidence.
- Manage the customer journey from application through to final underwriting decision.
- Handle complex underwriting cases and referrals while providing support and guidance to less experienced colleagues.
- Work closely with internal stakeholders, including customer service teams, sales teams, reinsurance partners, and medical professionals to ensure excellent customer outcomes.
- Maintain and develop technical underwriting expertise through ongoing learning and professional development.
- Contribute to the continuous improvement of underwriting processes, practices, and service standards.
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About You
- Proven experience within a Medical Underwriting environment, with the ability to accurately assess medical evidence and risk.
- Experience underwriting across multiple protection product lines.
- Strong understanding of underwriting manuals, processes, and industry best practices.
- Knowledge of protection products requiring underwriting assessment.
- Up-to-date awareness of market developments, industry trends, and regulatory changes affecting underwriting.
- Customer-focused and inquisitive, with the confidence to challenge existing processes and identify improvements.
- Excellent communication and stakeholder management skills, with the ability to engage effectively with a wide range of customers and colleagues.
- Strong organisational skills with the ability to prioritise workload and manage deadlines effectively.
- GR1 qualification or another recognised industry qualification would be advantageous.
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If you are interested and have Medical Underwriting, or strong Customer Services experience with insurance protection products, please click apply to be contacted by a member of the team.
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