idpp
Payment Specialist
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Partner Payments Expert (Contract)
Location: Hybrid Working - London (Tuesday & Thursday)
Rate: £600 per day via umbrella company
Contract Duration: 12 months
Desired Start Date: 20th July
Role Overview
We are seeking an experienced Partner Payments Expert to join our client's Commercial team on a 12-month contract basis. This role will focus on providing strategic and commercially grounded payment advisory support across a growing partner payments portfolio, including virtual cards, bank transfers, and other payout solutions.
As the payments landscape continues to evolve, partners need clear guidance on payment options, cost drivers, payment value, and the best setup to meet their business needs. This role will act as a trusted payments subject matter expert, helping internal teams and external partners navigate complex payment conversations with confidence.
The successful candidate will bring deep payments industry expertise, strong commercial judgement, and the ability to translate complex payment concepts into clear, practical advice. You will work across multiple initiatives and projects, rather than focusing on a single programme, helping shape partner payment strategies and solutions.
This is a highly collaborative, partner-facing role requiring someone who is confident engaging with senior stakeholders, approachable in their style, and passionate about sharing knowledge.
Key Responsibilities
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- Act as a payments subject matter expert across multiple partner payment initiatives, supporting 2–3 key projects simultaneously.
- Lead and contribute to partner payment advisory discussions covering payment economics, scheme models, pricing structures, cost drivers, and optimisation opportunities.
- Support commercial and partner-facing teams by translating complex payment topics into clear, commercially relevant insights.
- Engage directly in partner conversations, understanding business challenges and helping shape thoughtful, accurate, and partner-appropriate responses.
- Provide expertise across areas including:
- PSP and acquirer pricing models
- Scheme fees and economics
- Interchange
- FX considerations
- Chargebacks
- Payment acceptance and payout solutions
- Cost optimisation opportunities
- Evaluate payment setups based on partner needs, considering factors such as:
- Commercial value
- Payout timing
- Payment certainty
- Risk considerations
- Reconciliation requirements
- Operational impact
- Apply strategic thinking to broader business considerations, including areas such as tax implications, regulatory considerations, and wider commercial impacts.
- Help teams understand what information can be shared externally, what should remain internal, and how to communicate sensitive payment topics appropriately.
- Develop reusable resources including guidance materials, FAQs, playbooks, and partner-facing explanations based on recurring themes and learnings.
- Analyse payment data and commercial inputs using Excel to support decision-making and recommendations.
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What You’ll Bring
- 5–10 years of experience in payments, fintech, acquiring, merchant payments, payment consulting, commercial payments, or a related field.
- Strong understanding of how the payments industry operates, including payment products, strategies, and commercial models.
- Deep knowledge of payment economics, including:
- Interchange
- Scheme fees
- PSP/acquirer fees
- Pass-through pricing models
- FX
- Chargebacks
- Payment cost drivers
- Experience advising businesses or partners on payment solutions, commercial decisions, or payment optimisation strategies.
- Ability to explain complex payment concepts clearly to non-payments audiences.
- Strong communication skills with confidence presenting to external partners, including hotel partners and senior stakeholders.
- Excellent listening skills with the ability to identify underlying business needs and provide practical recommendations.
- Strong commercial judgement and the ability to handle sensitive information appropriately.
- A collaborative and approachable working style with a willingness to share knowledge and support others.
- Strong Excel skills with confidence working with numbers, analysis, and commercial modelling.
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