Harnham
Principal Credit Risk Consultant

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Principal Credit Risk Consultant
London. Hybrid working with 2 days in the office.
£90,000 to £120,000 + benefits.
This is a standout opportunity for a Principal Credit Consultant to take on a highly visible role within a leading credit risk and analytics consulting environment. You will combine hands-on analytical delivery with senior stakeholder engagement, playing a key role in both client impact and team development.
The Company
They are a well-established UK consultancy operating across financial services, with a strong focus on credit risk, analytics, and advisory. The business partners with lenders and financial institutions to deliver data-driven strategies and insights. Their credit risk team is recognized for delivering high-quality work in a collaborative, flat structure that enables close interaction with senior specialists. They continue to grow their capabilities and client base across multiple service areas.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
The Role
- Lead complex engagements while contributing to the growth and development of the credit risk team
- Lead end-to-end delivery of credit risk and analytics consulting projects
- Manage multiple engagements, ensuring delivery to scope, timeline, and budget
- Provide hands-on analytical input where required across modelling and data analysis
- Build strong client relationships and act as a trusted advisor on credit risk strategy
- Support growth through expanding existing client relationships and contributing to proposals
- Mentor and develop analysts, supporting capability building within the team
- Contribute to internal discussions on resource planning, delivery quality, and team development
Your Skills and Experience
- Strong commercial experience in credit risk analytics within UK lending
- Experience in a consultancy or client-facing analytics environment
- Proven ability to lead projects and manage delivery teams
- Expertise across credit risk modelling, forecasting, or strategy optimization
- Strong coding capability in SAS, SQL, or Python, with willingness to work in Python
- Ability to communicate complex analytical outputs clearly to a range of stakeholders
- Experience building and maintaining client relationships


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What They Offer
- Salary between £90,000 and £120,000 depending on experience
- Hybrid working with London office presence
- Opportunity to take on a senior, influential role within a growing team
- Exposure to complex projects and high-impact client work
- Collaborative environment focused on professional development
How to Apply
Apply now to learn more about this Principal Credit Consultant opportunity and the next steps in the process.
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