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Intec Select

Principal Engineer

Wolverhampton
£100k – £110k/yr
Posted about 19 hours ago
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Principal Engineer (Payments)

Our long-term trusted partner, a leading financial services corporation, is hiring a Principal Engineer who has strong hands-on capabilities in Java (17/21) & payment product experience who can contribute to real-time architectural decision making leading vision & strategy across Faster Payments, Real-Time Payments, Card payments, BACS, mobile wallets and APIs.

Our client is paying a basic salary up to £110,000 (circa) + 25% bonus + benefits to be based in London, Chatham (Kent) or Wolverhampton onsite 2 days per week.

Our client is seeking experienced Principal Engineer with recent retail / digital banking experience who is happy to be hands-on (80%) and 20% architectural leadership by leading through example.

Your responsibilities will include:

  • Lead the development and implementation of a modern cloud foundation and data platform that is robust, scalable, fully automated, secure, and can support the growth of the business.
  • Build Scalable Architectures: Leverage modern technologies to design and implement scalable, secure, and high-performing cloud-native solutions.
  • API Development and Integration: Design and build secure RESTful and GraphQL APIs, ensuring seamless integration with core banking systems (e.g., Mambu) and external services like Open Banking platforms.
  • Data Engineering and Analytics: Work closely with data teams to define robust data pipelines and scalable cloud-based data platforms using tools like Apache Kafka, Snowflake, or Databricks.
  • Monitoring and Performance Tuning: Implement advanced monitoring and observability solutions using tools like Prometheus, Grafana, or Datadog to proactively identify and resolve performance bottlenecks.
  • Code and System Optimisation: Proactively analyse and optimise existing systems for improved performance, scalability, and maintainability.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Core skill set for this position:

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  • Strong experience building and scaling banking payment systems including either Faster Payments, Real-Time Payments, Card payments, BACS, mobile wallets and APIs is a must have.
  • Experience leading upon architectural challenges, system scalability, and guidance of engineering teams is a must.
  • A background in Java, C#, Python, or React development with experience providing hands-on technical leadership is a must.
  • Strong background in core banking systems/platforms (Mambu), cloud-native architectures, microservices and DevOps practices
  • Solid understanding of regulatory, risk and compliance requirements (e.g. PSD2, PCI DSS, GDPR)
  • Experience with cloud platforms (AWS, Azure or GCP) and modern data platforms

Benefits: £110,000 circa / 25% bonus / 28 days holiday / Holiday Purchase Scheme / Occasional travel / Health Insurance / 13% pension / plus much more.

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Skills

Java
Payments
Cloud-Native Architectures
Microservices
DevOps
API Development
Data Engineering
Analytics
Performance Tuning
System Optimisation
Core Banking Systems
Regulatory Compliance
AWS
Azure
GCP
Apache Kafka

Location

Wolverhampton, England, United Kingdom

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