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RBS

Principal Engineer, Open Banking Payments

City of Edinburgh
Posted about 16 hours ago
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Join us as a Principal Engineer, Open Banking Payments

This is a challenging role that will see you design and engineer software with the customer or user experience as the primary objective. You’ll actively contribute to our architecture, design and engineering centre of excellence, collaborating to improve the bank’s overall software engineering capability. You’ll gain valuable stakeholder exposure as you build and leverage relationships, as well as the opportunity to hone your technical talents.

What you'll do

As a Principal Engineer, Open Banking Payments, you’ll be creating great customer outcomes via engineering and innovative solutions to existing and new challenges, and technology designs which are innovative, customer centric, high performance, secure and robust. You’ll be working with software engineers in the production and prototyping of innovative ideas, engaging with domain and enterprise architects to validate and leverage these in wider contexts, by incorporating the relevant architectures. We’ll also look to you to design and develop software with a focus on the automation of build, test and deployment activities, while developing the discipline of software engineering across the business.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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You’ll also be:

  • Defining, creating and providing oversight and governance of engineering and design solutions with a focus on end-to-end automation, simplification, resilience, security, performance, scalability and reusability
  • Working within a platform or feature team along with software engineers to design and engineer complex software, scripts and tools to enable the delivery of bank platforms, applications and services, acting as a point of contact for solution design considerations
  • Defining and developing architecture models and roadmaps of application and software components to meet business and technical requirements, driving common usability across products and domains
  • Designing, producing, testing and implementing the working code, along with applying Agile methods to the development of software with the use of DevOps techniques

The skills you'll need

You’ll come with significant experience in software engineering, software or database design and architecture, as well as experience of developing software within a DevOps and Agile framework. Along with an expert understanding of the latest market trends within the banking payments area. You’ll have significant experience with java, you’ll bring a robust and demonstrable experience of implementing programming best practice, especially around scalability, automation, virtualisation, optimisation, availability and performance. You’ll also need:

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  • A strong background in leading software development teams in a matrix structure, introducing and executing technical strategies
  • Significant and demonstrable experience of test-driven development and using automated test frameworks, mocking and stubbing and unit testing tools
  • A background in designing and implementing Open Banking Payments APIs
  • The ability to rapidly and effectively understand and translate product and business requirements into technical solutions
  • A background of working with code repositories, bug tracking tools and wikis

Hours

35

Job Posting

Closing Date: 21/07/2026

Ways of Working: Hybrid

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Skills

Java
Open Banking Payments APIs
Software Architecture
DevOps
Agile
Test-Driven Development
Scalability
Automation
Virtualisation
Performance Optimisation
API Design
Technical Strategy

Location

City of Edinburgh, Scotland, United Kingdom

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