Lloyds Banking Group
Product Analyst - Credit Cards
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Product Analyst – Credit Cards
Work Type: Full time Working Pattern: Hybrid (40% office-based, 两天/周 in Chester, Manchester, or Cardiff) Location: Chester, Manchester or Cardiff
About the Role
Do you want to shape the future of credit cards through data and insight? We’re looking for a Product Analyst to join our Credit Cards Product Development and Partnerships team.
In this dynamic role, you’ll help design innovative products, launch co-branded partnerships, and enhance experiences for millions of customers—combining data, product thinking, and commercial insight to directly influence customer outcomes and business growth.
Operating in a fast-paced, data-led environment, you’ll work across the full product lifecycle—from concept to launch—helping refine new propositions. You’ll analyse customer behaviour, uncover growth opportunities, and ensure products deliver the right balance of value for customers and commercial success.
Working closely with product, commercial, credit risk, and customer insight teams, you’ll be at the heart of collaboration and innovation, shaping key decisions and supporting our mission to evolve and grow the credit cards business.
Key Responsibilities
- Utilise data, analytics, and product thinking to guide product strategy and commercial decisions
- Interpret complex datasets to identify trends, risks, and growth opportunities
- Work with stakeholders across teams to refine guidelines, processes, and customer experiences
- Contribute to co-branded partnerships and affiliate propositions
- Visualise data for effective report and presentation strategies
- Present insights and recommendations to cross-functional teams across product, risk, and commercial functions
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Essential Requirements
- Strong numerical and analytical skills, with experience in interpretating complex datasets
- At least 2 years of hands-on experience with SQL and/or SAS in a commercial setting
- Proficiency in Excel, PowerPoint, and data visualisation tools (e.g., Power BI, Tableau, Looker)
- Proven ability to translate data into clear insights and deliver recommendations to stakeholders
- Experience influencing decisions and building consensus through strong communication skills
Desirable Skills & Experience
- Background in credit cards, consumer lending, or financial services
- Experience with partnerships, co-branded, or affinity programmes
- Familiarity with AI tools (e.g., Civics Workflow, Copilot) or team-based data-driven methodologies
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We value diverse experience—if your prior roles provide transferable skills, we encourage you to apply!
This is a place for you
We are committed to being the leading UK business for diversity, equity, and inclusion, ensuring every colleague can thrive. We provide reasonable adjustments during recruitment to remove barriers—share what you need.
Join us for a career where you can have a positive impact, learn continuously, and grow.
Benefits
| Benefit | Summary |
|---|---|
| Pension | Generous contribution (up to 15% match) |
| Performance Bonus | Annual structured bonus |
| Share Schemes | Free and accelerated shares |
| Lifestyle Tailoring | Personalised shopping and savings deals |
| Holiday | 28 days plus bank holidays |
| Wellbeing | Extensive support and resources |
| Parental Leave | Generous policies for family planning |
Ready to enhance your career in a role that makes a difference? Apply today!
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