Lloyds Banking Group
Product Analyst - Credit Cards

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Product Analyst - Credit Cards
Location
Chester, Manchester, or Cardiff
Hours & Working Pattern
Full-time, hybrid (40% of time/2 days per week) at one of the office sites
About the Role
Do you want to shape the future of credit cards through data and insight? We’re looking for a Product Analyst to join our Credit Cards Product Development and Partnerships team, where you’ll help design innovative products, launch co-branded partnerships, and improve experiences for millions of customers. This is a unique opportunity to combine data, product thinking, and commercial insight in a role that directly influences customer outcomes and business growth.
Operating in a fast-paced, data-led environment, you’ll work across the full product lifecycle—from concept through to launch—helping to bring new propositions to life. You’ll play a key role in understanding customer behaviour, identifying opportunities for growth, and ensuring that our products deliver the right balance of value for customers and strong commercial performance.
Working closely with colleagues across product, commercial, credit risk, and customer insight teams, you’ll be at the centre of collaboration and innovation. It’s a role with real visibility, where your insights will directly shape decision-making and support our ambition to evolve and grow our credit cards business.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
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Essential Requirements
- Strong numerical and analytical skills, with experience interpreting complex datasets
- 2+ years of hands-on experience with SQL and/or SAS in a commercial environment
- Experience using tools such as Excel, PowerPoint, and data visualisation platforms (e.g., Power BI, Tableau, Looker)
- Proven ability to turn data into clear insights and communicate recommendations to stakeholders
- Experience influencing decisions and building consensus through strong communication skills
Desirable Skills/Experience
- Experience working with credit cards, consumer lending, or financial services products
- Exposure to partnerships, co-branded, or affinity propositions
- Experience using AI tools (e.g., Copilot) or working within data-led product teams
- At our bank, we recognise that key skills develop over time and in different ways. While this advert refers to specific years of experience, transferable skills are always valued—apply if you feel your background is a great fit.


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This Is a Place for You
We’re committed to diversity, equity, and inclusion, and are dedicated to creating an environment where everyone can thrive, learn, and develop. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers—let us know what you need.
Benefits Package
We offer a wide-ranging benefits package, including:
- A generous pension contribution of up to 15%
- Annual performance-related bonus
- Share schemes, including free shares
- Flexible lifestyle benefits, such as discounted shopping options
- 28 days’ holiday, plus bank holidays
- A range of wellbeing initiatives
- Generous parental leave policies
Ready for a career where you can have a positive impact as you grow and thrive? Apply today and discover more!
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