Regulatory Reporting Accountant | Banking | Hybrid | Permanent | £65-85k DOE

This role sits within the Regulatory Reporting team of a UK-based financial services organisation and forms part of the wider Finance function and supports regulatory reporting at a consolidated level for UK operations, including offshore branches, and additionally provides reporting support to an affiliated international entity under a formal service agreement. The team is also responsible for standalone regulatory reporting for the UK banking entity.

Responsibilities:

• Assist in the preparation and initial review of monthly and quarterly regulatory submissions, including:
  • Capital adequacy and solvency reporting
  • Large exposures and leverage metrics
  • Liquidity reporting (e.g., liquidity coverage and funding ratios)
  • Credit risk, counterparty risk, and market risk reporting
  • Statistical and financial regulatory returns
  • Consumer lending-related reports
• Support production and review of statistical reporting to central banks and regulatory authorities
• Liaise with Banking Operations and Treasury teams to validate data, ensure correct classification, and resolve discrepancies
• Produce daily monitoring reports (e.g., large exposures and liquidity metrics), including analysis and commentary
• Provide cross-coverage for regulatory returns during team absences or project involvement
• Perform control checks and reconciliations against independent data sources to maintain reporting accuracy
• Conduct variance analysis, trend analysis, and provide supporting commentary on movements
• Contribute to monthly regulatory reporting packs for senior governance forums (e.g., committees and executive boards)
• Investigate reporting issues, escalating where necessary and supporting resolution
• Prepare regular reporting packs for internal Treasury, Finance, and Risk meetings
• Proactively identify and resolve data quality issues, ensuring appropriate escalation and documentation
• Work with colleagues to implement process improvements, simplifications, and automation solutions
• Maintain and update regulatory reporting procedures and documentation