What you will do

Regulatory Compliance

• Monitor and interpret regulatory developments across HWF’s offices for:
  • UK (FCA AR regime via Ardonagh Speciality Ltd)
  • EU (Comply with HWF GmbH)
  • DIFC (DFSA framework)
  • US (Surplus Lines requirements by state)
• Maintain and update the compliance framework, ensuring:
  • Alignment with Ardonagh Group policies
  • Local regulatory compliance in each jurisdiction
  • Formal Board approval cycles
• Own and manage:
  • Terms of Business Agreements (ToBAs) with insurers and introducers.
  • Cross-border placement compliance (non-licensed jurisdictions).
• Deliver Management Information (MI) to senior management, Boards and the Speciality Compliance Function, including:
  • Key Risk Indicators (KRIs)
  • Regulatory updates
  • Risk and Control effectiveness assessments
• Deliver:
  • New joiner induction on compliance and financial crime
  • Ongoing training programmes
• Promote:
  • A strong risk and compliance culture
  • Awareness of regulatory obligations across jurisdictions

Financial Crime

• Implement and ensure compliance with the financial crime framework, including:
  • Review of AML / CTF policies and ensure these remain fit for purpose.
  • Complete KYC (including PEP and sanctions screening) for all HWF clients.
  • Assess and complete:
    • Referrals in line with the Internal Suspicious Activity Reports escalation processes.
  • Ensure:
    • Financial crime risk is embedded in new product approvals
    • Partners receive clear reporting on financial crime exposure
• Deliver and maintain:
  • Role-specific financial crime training
  • Oversight of outsourced controls and third-party relationships
  • Ongoing Screening Lists

Risk

• Own and maintain the enterprise risk management framework, including:
  • Risk register
  • Risk appetite and tolerance thresholds
  • Control effectiveness reviews
  • Risk assessments across all business areas
• Ensure:
  • Clear escalation routes for material risks
  • Timely reporting to senior management and the Board
• Develop and maintain:
  • Committee reporting and documentation

Data Protection

• Act as internal subject matter expert, providing:
  • Advice and challenge to the business on current processes.
  • Guidance on data handling risks
• Support:
  • Data breach response processes
  • Privacy maturity development across the business
• Oversee:
  • Alignment with Ardonagh Group policies and procedures.
  • Compliance with local regulatory requirements in each jurisdiction. (UK GDPR, EU GDPR and DIFC Data Protection Regulations 2020)

What you will bring

Knowledge

Essential:

• FCA regulatory framework (including AR model)
• General insurance regulation (UK ICOBS and EU IDD frameworks)
• Financial crime regulations in the UK and EU, inc. Sanctions, AML, CTF and ABC.
• Understanding of U.S. financial crime requirements, inc. AML frameworks and OFAC sanctions regimes, and their application to non-U.S. (foreign) firms
• UK and EU GDPR

Desirable:

• DFSA / DIFC regulatory environment

Experience

• 6+ years’ experience in financial services risk and compliance
• Experience within general insurance or specialty insurance
• Experience operating in multi-jurisdiction environments

Qualifications (desirable)

• Relevant professional certification (e.g. ICA, ACAMS, IRM, and CII or equivalents)

Think you don’t meet every requirement?

We are an equal opportunities Employer, dedicated to creating a diverse, inclusive, and authentic workplace where everyone can thrive, bring their whole self to work, and reach their full potential. If you’re excited about this role, but your experience doesn’t perfectly match what we are looking for, please apply anyway. You might just be the right fit for the job, or other opportunities we may have within the wider Group.

Interview Process

At HWF, we have a straightforward interview process to ensure the best fit for both you and the company:

1. Submit your application with your CV, emphasising your skills and experience related to the job.
2. Our Talent Acquisition team will then arrange a call where they can tell you more about the role and the team. We want to learn about your motivation and goals, what you can bring to Ardonagh Specialty, and answer any immediate questions.
3. If successful, you will generally be invited to engage in a 1-hour interview with the Hiring Manager and selected team members, via teams or in person. We will discuss our technologies, key skills, and team dynamics and provide further opportunity to ask any questions. This is your chance to voice your thoughts on the role and we will outline our expectations and ensure this role aligns with your ambitions for the future.
4. Depending on the role, you may be invited to attend a second stage interview with further members of the team.

If successful or unsuccessful, we always try and move quickly in presenting an offer or providing feedback.

We truly value the diversity of our teams and as a Group, we are committed to supporting and welcoming individuals from all backgrounds, as we appreciate every perspective is a significant part of our success. Should you require any reasonable adjustment throughout the recruitment process, please do not hesitate to let a member of the Talent team know.

#AS

If your application is successful, we will conduct relevant employment checks prior to you commencing employment with us. These will include verifying your recent employment, address, credit history, and a standard criminal record check.

Note to recruiters and employment agencies

We will not pay for unsolicited CV's from recruiters and employment agencies unless we have a signed agreement and have requested assistance, in writing, for a specific vacancy.