Nationwide
Risk Manager Lead Credit Risk Oversight - Secured
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Risk Manager in Credit Risk Oversight
As a Risk Manager in Credit Risk Oversight, you will be responsible for overseeing all aspects of credit quality across all of Nationwide’s Lending portfolios.
About the Role
You will work in a team of Credit Risk Professionals, responsible for overseeing the:
- Credit risk profile
- Credit risk strategy
- Ensuring criteria and analysis are robust
You will also act as a Subject Matter Expert (SME) on the secured portfolio across the Credit Management Lifecycle.
Key Responsibilities
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Oversee the setting of Credit Risk Strategy to ensure alignment with Nationwide’s strategic direction, aligning management with Risk Appetite while balancing:
- Caution (to protect members' money)
- Economic returns (to strengthen financial performance)
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Oversee the setting of credit policy and assessment of Credit Risk Profile, ensuring sound, robust proposals that provide independent challenges and shape guidance.
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Lead analytical insight through deep dives on:
- Credit policy
- Risk management
- Mitigants
- Effectiveness against identified risks, emerging issues, and risk-reward balance.
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Provide analysis to support assessments of IFRS9 provisions, reviewing:
- Proposals on provisioning
- Post-model adjustments Ensuring provisions capture Nationwide’s exposure to current and future risks while maintaining accurate projections for Financial Planning and stress-testing purposes.
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Ensure model approvals are well considered against the operating and risk environment.
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Shape Credit Risk Management strategies spanning the Society through in-depth review and analysis.
Requirements
- Experience as an experienced credit risk professional
- Working knowledge of all facets of credit risk management
- Ability to contribute as a technical expert, delivering impactful analytical input.
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Benefits & Work Arrangements
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Flexible working approaches encouraged to support optimal performance.
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Hybrid working model at Nationwide:
- Supportive office culture for collaboration, learning, and connection.
- Generous access to home working.
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Location: Role is primarily based in either the Swindon or London office.
- Requires at least two days per week in-office (or 40% working time if part-time).
- Internal applicants based in other locations are welcome to apply; further details provided if successful.
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Internal redeployment consideration: Applications from colleagues impacted by organisational change will be prioritised.
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Additional notice: For colleagues on long-term absence (e.g., parental leave) or temporary workers, please submit applications via a personal email address.
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