Propensio Finance
Senior Credit Risk Analyst

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We're hiring – Senior Credit Risk Analyst
I'm pleased to be recruiting for a brand-new Senior Credit Risk Analyst role at Propensio Finance.
This is a newly created position, reflecting our continued growth and our commitment to strengthening our Credit Risk capability. It isn't just another analyst role – it's an opportunity for someone to have a genuine influence on our lending strategy and play a key role in shaping the future of the function.
The successful candidate will have the opportunity to:
- Own and develop our credit strategy, decision engine, scorecards and affordability models.
- Use data and insight to influence lending decisions and deliver good customer outcomes.
- Present analysis and recommendations directly to our Senior Management Team and Credit Risk Committee.
- Help shape the future of a growing specialist consumer lender where Credit Risk is central to our success.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
We're looking for someone with strong experience in consumer credit risk who enjoys combining analytical expertise with commercial judgement and can translate complex analysis into practical business decisions.


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The role is based in Wath-upon-Dearne, South Yorkshire, and is full-time and on-site.
As the hiring manager, I'm really looking forward to bringing the right person into the team. If you're looking for a role where your work will genuinely influence business decisions and make a visible impact, I'd be delighted to hear from you. Equally, if someone in your network comes to mind who would be a great fit, I'd really appreciate it if you could share this post or put us in touch.
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