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Propensio Finance

Senior Credit Risk Analyst

Wath upon Dearne
Posted about 21 hours ago
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We're hiring – Senior Credit Risk Analyst

I'm pleased to be recruiting for a brand-new Senior Credit Risk Analyst role at Propensio Finance.

This is a newly created position, reflecting our continued growth and our commitment to strengthening our Credit Risk capability. It isn't just another analyst role – it's an opportunity for someone to have a genuine influence on our lending strategy and play a key role in shaping the future of the function.

The successful candidate will have the opportunity to:

  • Own and develop our credit strategy, decision engine, scorecards and affordability models.
  • Use data and insight to influence lending decisions and deliver good customer outcomes.
  • Present analysis and recommendations directly to our Senior Management Team and Credit Risk Committee.
  • Help shape the future of a growing specialist consumer lender where Credit Risk is central to our success.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

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Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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We're looking for someone with strong experience in consumer credit risk who enjoys combining analytical expertise with commercial judgement and can translate complex analysis into practical business decisions.

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The role is based in Wath-upon-Dearne, South Yorkshire, and is full-time and on-site.

As the hiring manager, I'm really looking forward to bringing the right person into the team. If you're looking for a role where your work will genuinely influence business decisions and make a visible impact, I'd be delighted to hear from you. Equally, if someone in your network comes to mind who would be a great fit, I'd really appreciate it if you could share this post or put us in touch.

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Skills

Credit Risk
Analytical Expertise
Commercial Judgement
Data Analysis
Lending Strategy
Decision Engine
Scorecards
Affordability Models

Location

Wath upon Dearne, England, United Kingdom

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