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Senior Credit Risk Analyst at Deel
About Deel
Who We Are Is What We Do.
Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Built for the way the world works today, Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly.
Among the largest globally distributed companies in the world, our team of 7,000 spans more than 100 countries, speaks 74 languages, and brings a connected and dynamic culture that drives continuous learning and innovation for our customers.
Our momentum is reflected in our achievements and customer satisfaction: CNBC Disruptor 50, Forbes Cloud 100, Deloitte Fast 500, and repeated recognition on Y Combinator's top companies list. We've also paid $11.2 billion to workers in 98+ currencies in 2024 alone, providing healthcare and benefits to workers in 109 countries.
Summary
You'll work at the intersection of Deel’s growth and responsibility. As a Senior Credit Risk Analyst, you’ll own the full credit risk lifecycle, from acquisition and underwriting through portfolio monitoring and collections. You’ll enhance global operations and build sustainable trust with customers while combining analytical rigor with hands-on problem-solving.
Responsibilities
- Lead credit assessments and underwriting decisions on new customers and portfolio risk, translating financial analysis and market signals into clear acquisition recommendations.
- Build and maintain monitoring models and dashboards that surface portfolio trends, detect early warnings, and inform proactive risk management across customer segments.
- Partner with Sales, Customer Success, and Finance to balance sustainable growth with prudent risk management, providing rationale for approvals, exceptions, and escalations.
- Develop automation and tooling—such as data pipelines, scoring models, and AI-powered workflows—to streamline the team’s work.
- Analyze large datasets to identify patterns, risks, and opportunities, then communicate findings clearly to cross-functional stakeholders.
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Requirements
- 2 - 3 years in credit risk, credit underwriting, credit analytics, or similar roles at a financial services, fintech, or lending organization.
- Proficiency in data analysis tools (SQL, Python, Excel, Tableau, or similar) with hands-on experience working with large datasets and model-building.
- Sharp analytical mindset, transitioning seamlessly between strategic thinking and tactical execution.
- Proactive self-starter, excelling in fast-paced, ambiguous environments with strong ownership.
- Exceptional written and verbal communication skills, with the ability to explain complex financial concepts to non-financial stakeholders.
- ** résultats organizational skills** and attention to detail in a dynamic setting.
- Hands-on experience building AI workflows or implementing AI solutions; curiosity in applying AI to credit risk.
- Track record of scaling processes or automating workflows within a growing business.
- Experience in a startup or high-growth environment is a plus.
Benefits & Compensation
Deel offers a total rewards package aligned with pragmatic compensation, accessibility, and inclusion.
Salary & Structure
- Salary ranges quoted in USD for broad global reference.
- Final compensation is market-aligned, based on:
- Experience and skills
- Overall value to Deel
- Location-specific market
- No salary history questions. Offers are role-focused, not historical-reliant.
- Figures represent gross total base earnings for the role; this may include dependent commission eligibility (OTE) for commercial roles.
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Additional Perks
- Stock grant opportunities (depending on role, location, and employment status).
- Country-specific benefits and perks, including:
- Remote working flexibility
- Optional access to WeWork spaces (where available).
Inclusion & Accessibility
Deel is an equal-opportunity employer. We celebrate diversity and encourage applications from candidates of all backgrounds, without discrimination based on:
- Race, religion
- Sex, national origin
- Gender, sexual orientation
- Age, marital status
- Veteran status
- Disability status
- Pregnancy or maternity (or equivalent care laws)
Disability Support
For those requiring assistance during the hiring process, please reach out to our Talent Acquisition Team via recruiting@deel.com to arrange accommodations.
Applicant Communication
Primary employer correspondence will be via Deel emails (@deel.com, @payspace.com, @paygroup.com). Visit our careers page for updated openings: Deel Careers.
Transparency & Compliance
- Limited background checks may be performed, focusing on relevant job criteria.
- Automated tools (AEDTs) support initial candidate evaluation but are subject to human review in hiring decisions.
- Personal data is never used to train AI models.
For NYC compliance: In line with NYC Local Law 144, our automated systems have undergone independent bias audits.
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