Recruit 121 (Finance, Technology & Executive)
Senior Credit Risk Analyst
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Most underwriting roles ask you to assess deals. This one asks you to help build the machine behind them.
We're partnering with an award-winning, high-growth fintech lender that is redefining how ambitious UK businesses access capital. As lending volumes continue to scale, they're looking for a commercially minded Credit Analyst or Senior Credit Analyst to join their growing Risk team.
This is not a "sit in your lane and process applications" role. You'll independently assess lending opportunities while helping design and improve the underwriting systems, risk models and decision-making frameworks that power the business.
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You'll thrive here if you:
- Have 3-5+ years underwriting experience within SME lending, banking, or fintech
- Enjoy making commercial decisions and taking ownership
- Love improving processes and building scalable solutions
- Have a growth mindset and enjoy fast-moving, ever-evolving environments
- Want your work to have visible impact rather than being a cog in a large machine
What you'll get:
- Genuine ownership and autonomy
- Direct exposure to senior leadership
- The opportunity to influence credit strategy and policy
- Hybrid working flexibility
- Private medical cover and strong benefits package
- Annual learning budget and wellbeing days
- Potential future equity participation for the right individual, sharing in the success you help create
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This is a business that moves quickly, values action over bureaucracy, and gives talented people the freedom to make a real difference.
If you're currently underwriting deals but want to help shape the future of lending rather than simply operate within it, I'd love to have a confidential conversation.
Message me directly for more information and a chat and send me your CV ASAP. We have a tight deadline for CVs as this is an urgent request.
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