Senior Manager - Development Finance (Origination Development)

Purpose of the Role

The purpose of the Senior Manager - Development Finance (Origination Development) role is to successfully originate and structure residential development finance transactions through to formal credit approval, ensuring proposals meet eligibility requirements and align with lending aims. This includes ensuring that all transactions are viable, deliverable and appropriately structured to mitigate risk and safeguard Homes England’s investment. Transactions must demonstrate value for money and meet the required rate of return criteria for Homes England’s investments.

Key Responsibilities

• Engage with a broad range of internal and external stakeholders, building and maintaining strong relationships with key partners across housing and regeneration.
• Focus primarily on supporting SME developers and new market entrants, contributing to greater market diversification and resilience.
• Following credit approval and acceptance of Heads of Terms, responsibility for transaction delivery will transfer to the dedicated Transaction Execution Team for fulfilment.
• Undertake proactive and targeted business development to generate new opportunities and build a sustainable, high-quality pipeline of convertible transactions.
• Develop and maintain strong relationships with market participants (including investors, lenders, advisers, housebuilders, and sector bodies) to support the origination of a robust pipeline of deliverable work in progress transactions for the National Housing Delivery Fund.
• Support and represent the NHB at external events, promoting its products and objectives, while using marketing channels and social media effectively to showcase transaction activity.
• Identify and bring forward funding intervention opportunities that enable both new entrants and existing developers to grow and deliver projects sustainably.
• Improve the efficiency of triage processes, support the development of clear market communications, and contribute to increasing access to finance for a diverse range of developers.
• Consistently demonstrate and embed the values and behaviours in daily work, contributing to a positive and inclusive culture.

Please check out Brian’s LinkedIn (profile) where he has shared a number of articles showcasing examples of SME developers we have supported, including positive testimonials highlighting their experience of working with Homes England as a funding partner.

Person Specification

Responsibilities Include:

• Lead early stage assessment of development finance opportunities to ensure alignment with eligibility and lending expectations.
• Shape and refine origination and triage processes to improve efficiency, consistency and assessment quality.
• Proactive and targeted business development build a sustainable, high-quality pipeline of convertible transactions.
• Produce high quality, robust credit reports that clearly articulate scheme specific risks and demonstrate appropriate mitigation strategies in line with risk appetite.
• Provide guidance to colleagues by sharing market insight, due diligence outputs and professional expertise.
• Contribute to developing clear external communication approaches to explain criteria and strengthen engagement.
• Evaluate development proposals to identify financial, commercial and delivery risks and determine viability.
• Identify inefficiencies within assessment workflows and recommend improvements to enhance outcomes.
• Build productive relationships with external partners to support high quality proposal submissions.
• Represent the Agency at industry events, communicating expectations and fostering effective collaboration.

Candidate Profile

• Degree level qualification or equivalent experience in finance, banking, investment or real estate.
• Knowledge of residential development finance, including structuring, pricing and funding approaches.
• Knowledge of the UK housing and development market, including relevant investor and developer segments.
• Understanding of financial, commercial and delivery risks associated with development projects.
• Experience assessing and shaping development proposals to determine viability and alignment with funding criteria.
• Experience negotiating or reviewing contracts and applying judgement to risk mitigation strategies.
• Experience of business & loan origination.

Benefits

Homes England is an executive non-departmental public body with its own terms and conditions, benefits and pension scheme. We are a government agency working in partnership with the private sector and want to employ and retain great people. In return we offer a range of excellent benefits, some of the key benefits include:

• Holiday - Homes England offers all staff 33 days annual leave per year in addition to 8 statutory bank holidays.
• Working Flexibly - At Homes England we have a strong culture of flexible working and encourage all employees to have a healthy work/life balance. We offer a wide range of potential working patterns, including part time, job share and compressed hours.
• Health and Wellbeing - We offer health screening with Nuffield Proactive Health Clinics, a free Employee Assistance Programme which offers confidential support 24 hours a day, 7 days a week as well as access to Occupational Health.
• Professional Development - At Homes England we are committed to your continued professional and personal development with learning as one of our core values. We pay for one job-related professional membership subscription per year for our employees.
• Family Friendly Benefits - For example, maternity, paternity, shared parental leave.

Artificial Intelligence

Artificial intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance for more information on appropriate and inappropriate use.

Selection Process Details

How to Apply?

To apply please follow the links to our careers page.

Security

Successful candidates must pass a disclosure and barring security check.

For more information on the role, please see the attached Job Description.

Successful applicants will be advised of the outcome of their application and interviews held as soon as practical after the closing date. Feedback will only be provided if you attend an interview or assessment. We would like to take this opportunity to thank you for your interest in this role and Homes England.

Please note – Homes England has a responsibility to ensure compliance with HMG Baseline Personnel Security Standard to address the potential problems of identity fraud, illegal working and deception generally. To ensure compliance we will carry out a pre-employment Personal Identity and Vetting Report through Experian to meet the standard and you will therefore be asked to provide certain information in order that the verification check can be carried out if you are successful in your application.

Homes England is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates. We are proud to be an equal opportunities employer that values and respects the people who work for us. Our aim is to be an employer of choice, enabling everyone to reach their full potential.

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