Capital on Tap
Senior Operations Manager - Customer Service

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We're Capital on Tap π
π³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.
Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit Β£1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
1,000+ employees, Β£20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We've done a pretty good job so far, but we're just getting started!
π Cardiff | π’ 3 days per week in the office
Customer Service / Customer Operations π
Customer Operations is the beating heart of Capital on Tap, making sure everything runs smoothly for our customers. Customer Service is at the frontline of Customer Operations - the first people our customers talk to when they need help and the face of the business.
What You'll Be Doing ποΈ
Reporting to the Head of Customer Services, you will play a pivotal role in shaping the future of our contact centre, leading teams that serve our UK and US business customers. This role goes beyond day-to-day people leadership: you will be the driving force behind how the contact centre evolves, using technology and a deep understanding of why customers contact us to reduce friction, improve efficiency, and deliver an outstanding customer experience.
- Drive the contact centre forward by identifying and implementing technology and tooling that improves efficiency, colleague experience, and customer outcomes.
- Build a deep understanding of the root causes of customer contact, using data and insight to inform process redesign, self-serve options, and contact deflection strategies.
- Translate contact driver analysis into tangible action plans that reduce avoidable contact and improve first-contact resolution.
- Build and lead a high-performing team, focusing on professional growth and personal development.
- Champion engagement, recognition, and team development to foster connection, alignment, and a shared sense of purpose.
- Lead, mentor, and support customer-facing colleagues and Team Leaders to cultivate a culture of accountability, collaboration, and continuous improvement.
- Oversee team performance and service delivery standards, providing expert support for escalations while maintaining a proactive approach to problem-solving.
- Collaborate with other departments to optimise customer interactions, influence product and process improvements, and identify training needs.
Reasons to use Rodeo
Iβm in my final year doing Economics and I donβt know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer β it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) donβt need a masters. Letβs look at the ones youβd be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet β that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant β 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
Youβve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon β deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme β client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right β and where to focus when applying.
Our Values & Culture π
- Just Pilot: We never settle for "good enough". We pilot new ideas fast, ask questions to figure it out, and scale quickly.
- Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
- Be a Buddy: We tap in from day one to help the team, we do the right thing even if it's hard.
- Owners and Dates: We don't chase people. If you own a task and agree to a date, the expectation is that it gets done.
- Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.
We're Looking For π
- A senior leader with significant experience in contact centre management within a financial services environment.
- A track record of using technology and automation to drive operational improvement within a customer service or contact centre setting.
- Strong analytical capability, with experience interpreting contact driver and customer insight data to shape strategy and reduce unnecessary contact.
- A highly effective communicator with excellent leadership skills, able to foster collaboration with key stakeholders across the business.
- A proven track record of successfully leading and managing high-performing teams within a fast-paced and dynamic environment.
- A deep understanding of customer service processes, with a history of driving measurable operational improvements.


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Interview Process π€
- Stage 1: 30 minutes with a Talent Partner
- Stage 2: 60 minutes with the Head of Customer Service
- Stage 3: 60 minutes with the Customer Operations Director and Lead People Partner
Diversity & Inclusion π
We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time), so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
- π₯ Private Healthcare including dental and opticians services through Vitality
- βοΈ Worldwide travel insurance through Vitality
- π Anniversary Rewards (Β£250, Β£500, Β£750, 4-week fully paid sabbatical)
- π Salary Sacrifice Pension Scheme up to 7% match
- π Octopus EV Salary Sacrifice Scheme
- ποΈ 28 days holiday (plus bank holidays)
- π Annual Learning and Wellbeing Budget
- πͺ Enhanced Parental Leave
- π² Cycle to Work Scheme
- π Season Ticket Loan
- π¬ 6 free therapy sessions per year
- πΆ Dog Friendly Offices
- π« Free drinks and snacks in our offices
Check out more of our benefits, values, and mission here.
Other Info
- πCheck out our 'Top Tips' for interviewing.
- βοΈKeep updated on new job opportunities by following us on Linkedin.
- π§Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If you'd like to progress your career within our fast-growing, profitable fintech, then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
βIt took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what Iβve been looking for.β
Jessica, London
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