Seccl
Senior product manager
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Senior Product Manager – European Payment Squad
Hybrid role (3 days/week in London or Edinburgh, with quarterly Bath visits)
About Seccl
Seccl is the Octopus-owned embedded investment platform, driven by a mission to 帮助更多人进行投资—并且让他们投资好。
As a B-Corp certified company with impressive traction and disruptive potential, we’re reshaping a fragmented industry for the better. Backed by Octopus—a £multi billion group—we inspire innovation across sectors like energy, investments, and finance through brands such as Octopus Energy, Octopus Investments, and Octopus Money.
For the latest on our products and mission, explore our website.
The Role
We’re seeking a Senior Product Manager for European Payment to build, shape, and scale our pan-European payment infrastructure—an early and high-impact opportunity to define a critical function from scratch.
This is a collaborative yet autonomous role where you’ll:
- Partner closely with the Group Product Manager & Operations Lead to design the European trading roadmap, balancing stakeholder needs with long-term vision.
- Lead a cross-functional squad (engineers, ops, clients) to solve scalability challenges in regulated markets.
- Own end-to-end decisions, from refining strategy to validating solutions, mentoring teams, and driving impact.
What You’ll Do
Core Responsibilities
✅ Define European payment strategy & roadmap – Align immediate client demands with scalable platform growth, balancing speed, risk, and customer value in a heavily regulated space.
✅ Collaborate with stakeholders –
- Work with European clients to translate needs into actionable product features.
- Align UK-based product & engineering teams to adapt capabilities for European markets.
- Advise on tooling & automation, collaborating with ops and engineering to solve complex workflows.
✅ Prioritise & execute with ownership –
- Break down ambiguous, high-impact problems into clear engineering backlogs and commercial plans.
- Make evidence-based trade-offs using qualitative (user research) and quantitative (data-driven) insights.
- Mentor junior product managers, sharing best practices and shaping engagement strategies.
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✅ Drive operational excellence –
- Enable rapid 0→1 scaling of European payment solutions.
- Optimise ** automation and efficiency** for trading/settlement operations across jurisdictions.
What You Bring
Essential
🔹 Payment systems/custody expertise – Proven experience with regulated European markets (e.g., payment rails, custodial infrastructure, APIs) or launching SEPA/EEA/suissa-compliant products. 🔹 Scaling in regulated environments – Experience in fintech, banking, or asset management where you’ve navigated ambiguity, ambiguity, legal frameworks, or launched customer-facing solutions. 🔹 Clarity & execution –
- Can structure ambiguity into actionable plans
- Proactive bias—seeks insights, tests hypotheses, and drives decisions forward
- Comfortable in high-autonomy, fast-moving contexts where process is evolving 🔹 Customer obsession – Driven by outcomes, not checkboxes; adept at reducing friction for complex stakeholders. 🔹 Cross-functional leadership – Builds trust across engineering, ops, legal, and commercial teams, with empathy for diverse perspectives.
Ideal but not essential
🔸 Experience with embedded finance or securities tokenisation (e.g., direct-to consumer APIs, institutional-grade custody). 🔸 Familiarity with Octopus or Octopus-owned brands is a plus (informational interviews encouraged).
Not for You If…
❌ You thrive on top-down direction – Here, the freedom to shape is core to the role. ❌ You’re risk-averse to rapid change – Our growth is defined by unpredictability; adaptability is key. ❌ Follow-through isn’t a strength – You’ll own outcomes; we reward those who move fast, test, and iterate. ❌ Favour stability over innovation – We reward those who embrace uncertainty and collaboratively solve for it.
Why This Role Pays Off
At Seccl, we focus on what matters most to you—here’s how:
💰 Competitive Compensation – £75,000–£90,000 (based on experience) + annual reviews. 📅 Generous Time Off – 27PTO days + bank holidays + birthday off + 3 days/year for dependant care. 💙 Flexibility & Wellbeing – • 6 weeks/year working abroad • Volunteering days • Private medical insurance (AXA Health) 🌱 Financial Wellbeing – • 6% pension contribution • Access to Octopus Money, Share Incentive Plan, and Legacy planning resources 🚀 Development & Growth – • £750/year learning budget + mentorship opportunities • 8 years = 1 month paid sabbatical 🏅 Recognition & Rewards – • Secclbrate programme (flexible rewards) • PerkBox access (free coffee, trades, gym discounts) 🚲 Workplace Perks – • Cycle-to-Work and EV leasing schemes • Headspace + Wellness Cloud mental health support
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For our full culture and benefits, explore our Glassdoor or LinkedIn.
Our Culture
We prioritise people over profit, fostering:
- Transparency – Honest, straight-talking feedback at all levels.
- Inclusivity – Diverse backgrounds and skills are embraced, disrupting industry norms without echo chambers.
- Experiment – Challenge the status quo; learnings create better products and workplaces.
Note: Due to eligibility, EEA-based applicants may need certification to work in the UK.
Diversity & Inclusion
We’re equal-opportunity employers. All applicants—regardless of age, ethnicity, religion, sex, sexual orientation, gender identity, family status, nationality, disability, or neurodiversity—are considered. Qualification doesn’t require ticking every box; we’re looking for passion and potential.
Apply Now!
Process (Conversational & Two-Way)
1️⃣ Talent screen – 30-min discussion with a Talent Lead. 2️⃣ Competencies interview – 45 mins with the hiring manager. 3️⃣ Case-study presentation – 60-min scenario-based discussion. 4️⃣ Bar-raising interview – Cultural fit and why this role excites you.
Priority to early applications! Submit your CV + portfolio [or relevant work] today—we aim to respond within 1–2 weeks.
📩 For roles, contact [email/link_not_inserted].
Globally engaged? Our team includes colleagues across Europe, UK and beyond—query hybrid access if applicable.
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