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Together - loans, mortgages & finance

Senior Risk Business Partner

Cheadle
Posted 7 days ago
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Senior Risk Business Partner

First Line Risk Advisor Fixed Term Contract (18 months)

Location & Hours

Based in Cheadle (SK8 3GW) – Monday to Friday

Benefits

  • 26 days holiday (increasing to 30 days with service) + birthday day off
  • Bank holidays included
  • Free access to company holiday homes
  • Buy & sell holiday scheme
  • Discretionary annual bonus + Shared Reward Bonus
  • Matched pension contribution
  • Health cash plan + Private Medical Insurance
  • Life Assurance & Critical Illness Cover
  • Season Ticket Loan & Ride-to-Work Scheme
  • Free local gym access
  • Discounts on local bar/restaurant offerings

About the Role

For over 50 years, together with a £7.8 billion loan book and 900+ colleagues, we’ve helped thousands achieve their property ambitions through a trusted approach to mortgages and secured loans.

On an 18-month fixed-term contract, you’ll join our experienced First Line Risk Team, reporting directly to the Risk Lead. As a trusted business partner, you’ll support both regulated and non-regulated mortgage business activities, enabling effective risk management for operational change and business-wide tech transformation.


Responsibilities

Working as a First Line Risk professional, you will:

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  • Provide independent risk oversight, training, and support in regulated & non-regulated mortgage activities to enhance risk management across the business.
  • Act as a challenge partner for the following:
    • Business-as-Usual operations, including RCSAs (Regulatory Change Statements) and Incident Management.
    • Root Cause Analysis efforts.
  • Maximise the Group ERMF toolkit to ensure risk transparent, effective, and consistent management.
  • Create risk insights & divisional risk profiles for Higher Ordered Directors (HODs) to influence risk-based prioritisation.
  • Compile & submit consolidated risk reports for Risk Committees.
  • Support the company-wide digital transformation by designing and developing effective risk controls in collaboration with business stakeholders.
  • Triage and submit risk acceptances through governance frameworks, providing a first-line challenge.
  • Lead the development of Key Risk Indicators (KRIs) for business areas to detect early risk exposure.
  • Provide control recommendations through targeted reviews for high-risk areas.
  • Offer regular progress updates on business areas’ risk maturity.
  • Enrich the 1st Line Risk operating model and play a role in shaping future frameworks.

Requirements

Candidates will stand out with a combination of the following:

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  • Proven experience in a 1st Line Risk role.
  • A passion for partnership, collaboration, and stakeholder management.
  • A history of designing effective controls for regulated processes, particularly within Financial Services or similar fields.
  • Expertise in managing Operational, Conduct & Compliance Risks.
  • Experience aligning with a Three Lines of Defence model.
  • Strong risk knowledge, combining:
    • Understanding of RCSAs, incidents, and risk metrics.
    • Mastery of risk management systems and enterprise risk management frameworks.
  • Bonus: Preferable experience in transformation programmes.

Note: If you meet some but not all criteria, your application is still encourage—we’ll happily discuss your fit at Together.


Culture & Diversity

At Together, we embrace diversity and inclusion as core values. We celebrate difference, foster a workplace where everyone belongs, and embrace unique perspectives across all areas of our team.

If you require support or reasonable adjustments during any recruitment stage, please let us know—we’ll *work to accommodate you every step.

For full details on our recruitment process, see: [Click here]

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Skills

Risk Management
Stakeholder Engagement
Operational Risk
Compliance
Training
Reporting
Root Cause Analysis
Risk Assessment
Control Design
Financial Services
Transformation Programs
Enterprise Risk Management
Collaboration
Incident Management
Key Risk Indicators
Governance

Location

Cheadle, England, United Kingdom

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