Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

Job Description

As Senior Risk Manager, you will lead the implementation and ongoing operation of Wise’s Enterprise Risk Management (ERM) framework tailored to the EU region, ensuring that new branch expansions, products, and new/ongoing Wise Platform partnerships align to the principles, governance, and standards defined within it. You will set and continuously adapt partner onboarding and ongoing monitoring standards so they remain resilient to emerging operational (tech and non-tech) and financial risks and to shifting regulatory expectations.

You will apply the Europe Risk Appetite, run and oversee risk assessments, KRI design/monitoring, and risk reporting, and provide clear, pragmatic risk advice to product and business teams to help them resolve issues and deliver new features safely. You’ll also play a key role in keeping EU risk governance effective by maintaining Risk Management (2LOD) policies for new branches, contributing 2LOD input to regulatory business plans, and presenting monitoring outcomes to EU and group committees—including executive management, regulators, and the Board—along with timely incident and issue escalations where required.

What you’ll be doing

• You will be responsible for setting and adapting standards for partner onboarding and ongoing monitoring, ensuring they are resilient to emerging risks and shifting regulatory expectations.
• Your focus will be on Tech and non-tech Operational and financial risks.
• Implement the enterprise risk management framework tailored to the EU region, ensure expansions and new platform partners align to principles defined therein. This includes application of the Europe Risk Appetite, risk assessment, key risk indicator monitoring, and risk reporting.
• Provide advice to product teams to guide them effectively resolving issues and developing new features.
• Review, update, and approval of policies owned by Risk Management (2LOD) for new branches, ensuring these continue to meet business, stakeholder, and regulatory expectations. Helping to draft policies where gaps are identified, socializing as appropriate internally, and seeing through to committee approval and implementation.
• Support the drafting of regulatory business plans and associated 2LOD Risk Management input ensuring it aligns to the Enterprise Risk management framework.
• Develop a deep understanding of products as well as group and regional controls, supporting the first line in the development of relevant control assurance metrics as well as ensuring adequate and proportionate outsourcing oversight frameworks and assurance are in place for regional entities.
• Present monitoring outcomes and updates to relevant committees on both Wise EU and group level, including executive management, the regulator, and the Board, as appropriate.
• Provide regular updates on incidents, issues, KRIs, product risks, and internal and external risk changes with the management team and provide timely escalations to the group where necessary.