Lloyds Banking Group
Senior Software Engineer (Cards)

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End Date: Wednesday 22 July 2026
Salary Range: £63,152 - £94,728
We support flexible working – click here for more information on flexible working options
Flexible Working Options:
- Hybrid Working
- Job Share
Job Description Summary
Level 4 will lead technical development and delivery at Team level. Will operate as Individual Contributors, who are specialists in particular technology areas and will be narrower and have deeper focus. Capable of accurate effort estimate for any change. At this level, typically, will be doing code reviews and mentoring junior team members and able to work unsupervised and lead on smaller engineering focused initiative.
Job Description
TITLE: Senior Software Engineer (Full Stack)
SALARY: £63,152 - £78,940 per annum
LOCATION: Chester, with potential to work from the Manchester office in the future.
HOURS: Full-time - 35 hours per week
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About This Opportunity
We’re not just a bank. We’re a technology-led organisation with a bold ambition: to shape finance as a force for good. As we continue to invest in our people, platforms, and products, we’re looking for passionate Senior Full Stack Developers to help us create secure, scalable, and customer-first solutions. If you’re someone who thrives in collaborative environments, enjoys solving meaningful problems, and wants to make a real impact - this could be the perfect next step in your career.
Key responsibilities include:
- Design, develop, test, and deploy high-quality software solutions that meet business needs
- Work closely with colleagues from different areas to capture and analyse requirements and determine technical feasibility
- Lead the development and implementation of complex software applications
- Maintain code quality and follow coding standards
- Participate in code reviews and provide constructive feedback to team members
- Lead with debugging and analysis of production incidents
- Mentor and coach junior engineers, encouraging a culture of learning and continuous improvement
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
What you'll need:
- Extensive experience as a Senior Full Stack Engineer or in a comparable role
- Strong grasp of software engineering fundamentals, with a track record of building scalable, resilient, and highly observable systems
- Expert proficiency in Java, with additional experience in JavaScript, Node.js or React considered a plus
- Hands-on experience with cloud platforms (GCP, Azure, or AWS), including cloud-native architectures
- Proven experience building, deploying, and operating containerised applications using Docker, Kubernetes, and Helm
- Practical application of Domain-Driven Design (DDD) and Test-Driven Development (TDD) principles
- Solid understanding of software testing strategies, methodologies, and best practices
- Experience working in Agile environments, including Scrum, and using tools such as Jira
- Experience with CI/CD tools such as GitHub Actions, Jenkins, or Harness.
- Strong problem-solving and analytical skills, with the ability to tackle complex technical challenges
- Excellent collaboration and stakeholder engagement skills, with the ability to build strong working relationships
- Awareness of and interest in emerging technologies, including Generative AI, and Agentic / AI Capabilities
- Good understanding of networking concepts, ideally across both public cloud and on-premise environments
- Ability to contribute to architectural decisions and help shape the broader engineering strategy
- Commitment to mentoring junior engineers and fostering a culture of learning, inclusion, and continuous improvement
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.


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We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual bonus award, subject to Group performance
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.
Should you wish to contact us for any reason, please email us at: careers@lloydsbanking.com
For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.
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