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Perk

Senior Software Engineer - Cards Experience EU

London
Posted 1 day ago
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Senior Software Engineer - Cards Experience EU

As a Senior Software Engineer on the Cards Experience EU team, you'll be a key technical contributor in building and evolving the core card spending experience within the Spend domain. You'll work alongside a team of experienced engineers across multiple European hubs, collaborating closely with staff engineers and cross-functional partners to deliver complex, high-impact initiatives in a fast-moving environment.

The team is currently focused on several urgent strategic projects, and you'll play a hands-on role in driving them forward — writing production code, shaping technical designs, and helping the team execute with quality and pace. You'll contribute to the technical direction of the platform and help navigate a highly specialized domain that includes card infrastructure, banking integrations, and complex flows of funds, balancing immediate delivery needs with long-term platform sustainability and maintainability.

You don't need deep prior expertise in payments or financial systems — but you'll be comfortable picking up complexity fast. Experience working in complex transactional systems will serve you well here.

You'll bring strong technical judgement, a bias for pragmatic solutions, and a genuine interest in the reliability and scalability of systems that customers across Europe depend on every day.

About the Role

Are you a Senior Software Engineer who thrives on real ownership?

At Perk, we know that we feel most fulfilled when we can own the problem and the solution. This means taking responsibility for the entire lifecycle of a feature, from being part of understanding what our customers pains are with our product team, design documents, coding to deployment, and measuring impact. You will see how your technical decisions move the needle for our customers daily.

We prioritize autonomy and pragmatism, giving you the space to solve complex problems without unnecessary friction. Engineering excellence here is measured by the reliability and simplicity of the systems you build to power a global platform.

How We Work

At Perk, we believe the best work happens when great people come together in small teams, with a shared sense of purpose. You'll join a cross-functional squad where you have real ownership of a piece of Perk’s domains, a genuine say in what gets built, and the autonomy to make it happen. Each team decides how to contribute to Perk’s company goals. We care about impact, and we trust our people to deliver it.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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AI at Perk

AI is embedded in how we work and what we build. On the engineering side, it spans the whole workflow: our Notion, Jira, GitHub and Slack are AI-connected so you get up to speed fast, and day-to-day it helps with specifying features, writing and reviewing code, and automated AI PR review on every pull request. When something goes wrong in production, AI surfaces context across systems quickly. We also embrace agentic coding, using AI as an active collaborator, not just a prompt-by-prompt co-pilot.

We expect candidates to use AI tools in our coding interviews. The bar is understanding your code and owning what you produce. That reflects how we work every day.

Examples of What It Means to Be a Senior at Perk

  • Shape the Bigger Picture: You won't just build features, you'll refine the what to build and why. At Perk, senior engineers are expected to go beyond the technical solution and focus on the problem itself. You'll contribute to your squad's quarterly goals and long-term vision alongside your Product Manager and Engineering Manager.
  • Architect for Today and Tomorrow: When a big change is needed in how our platform works, you'll be the one writing the design documents that lay the foundation. You'll become a guardian of your team's technical quality; spotting areas of investment, proactively managing technical debt, and making sure we don't let "busy work" crowd out the work that truly matters. At Perk, we believe in impact over effort: our customers see results, not the hours behind them. Your job is to make sure we're always investing our energy where it counts most.
  • Lead Across Boundaries: Your influence won't stop at your own squad. You'll communicate complex ideas across multiple teams, proactively identify who needs to be involved, and drive alignment across the broader organization. Whether it's coordinating a cross-squad initiative, contributing to one of our engineering guilds (where engineers from different teams align on shared technical topics), or pairing with architects on solution discovery, you'll operate comfortably beyond your immediate team.
  • Raise the Bar for Everyone Around You: Senior engineers at Perk are mentors, coaches, and bar raisers. You'll support less experienced colleagues through direct mentorship, thoughtful feedback during reviews, and by modeling what great engineering looks like in practice. You'll help Engineering Managers understand where the team needs to grow technically, and you'll use spaces like guild meetings, design doc reviews, and pairing sessions to lift the overall standard. At Perk, we are a team, the team's success is your success.

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Desired Skills and Experience

  • Product Leadership: Translates complex business goals into technical roadmaps; de-risks ambiguous projects through spikes and prototyping.
  • System Architecture: Architects scalable, evolvable systems and data models that account for performance, failure isolation, and long-term maintenance.
  • Technical Standards: Defines and upholds engineering excellence, including CI/CD optimizations, testing strategies, and coding standards across the stack.
  • Frontend Strategy: Establishes frontend architecture patterns, including state management, performance budgets, and comprehensive testing (e.g., E2E/Cypress).
  • Backend Excellence: Engineers sophisticated backend solutions involving API versioning, caching strategies, and complex data migration plans.
  • Operational Maturity: Leads observability and SRE practices; defines SLOs, manages incident responses, and conducts blameless post-mortems.
  • Security & Risk: Oversees operational security, including secrets hygiene and dependency risk management, to ensure a hardened production environment.
  • Mentorship & Influence: Levels up the engineering organization through active mentorship, leading design reviews, and influencing the product roadmap with technical data.
  • Cross-Functional Impact: Coordinates multi-team deliverables and aligns stakeholders to resolve technical blockers across the organization.
  • AI-Driven Development: Experience with—or a strong interest in—modern AI-augmented workflows. This includes leveraging agentic workflows, developing custom agentic skills to extend AI capabilities, utilizing AI-powered code reviews.
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Skills

System Architecture
Backend Development
Frontend Architecture
CI/CD
API Versioning
Observability
SRE
Security Management
Mentorship
Technical Design
Data Migration
Testing Strategies
AI-Augmented Development
Stakeholder Management
Agile Methodologies
Scalable Systems

Location

London, England, United Kingdom

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