Wise
Senior Software Engineer - Global KYC and Onboarding - Java
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Senior Software Engineer - Global KYC and Onboarding - Java
Wise – Global KYC & Onboarding Senior Software Engineer
About Wise
Wise is a global technology company building the best way to move and manage the world’s money. With min fees, max ease, and full speed, we empower individuals and businesses to send money internationally, spend abroad, and manage payments seamlessly—while helping customers save money and save time.
As part of our team, you’ll help create an entirely new network for the world’s money—for everyone, everywhere.
Job Description: Senior Software Engineer (KYC & Onboarding)
About the Role
The Global KYC and Onboarding squad in the Servicing department exists to enable teams at Wise to expand and fine-tune the business globally while maintaining compliance, safety, and efficiency ("config change" model). The squad is divided into three teams focused on verification pathways for customers:
- Business Onboarding Verification
- Personal Onboarding Verification
- Wise Platform Verification (B2B platform solutions)
Why It Matters
Our teams are diverse, cross-functional groups made up of: 🔸 Backend and Frontend Engineers 🔸 Mobile Developers 🔸 Data Analysts 🔸 Product Managers
We collaborate closely to design, build, and refine the entire verification lifecycle—from document collection flows and automated review systems to agent tooling and compliance monitoring. Our objective is clear:
"Remove barriers to financial freedom — turning traditionally frustrating verification experiences into ones that are fast, intuitive, and fair."
By joining, you’ll directly impact:
- Individuals gaining global access to banking
- Small businesses operating internationally with ease
- Entrepreneurs paying employees on time and across borders
- Families supporting one another without friction
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We’re not just building verification systems—we’re redefining financial access.
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Responsibilities
Core Ownership
As a Senior Software Engineer within this squad, you’ll:
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Own and lead large-scale, impactful projects across KYC/onboarding workflows
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Shape and align the technical roadmap to address:
- Technical debt
- Reliability and scalability challenges
- Security concerns
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Design and implement robust backend systems that provide clean, maintainable APIs abstracting complexity.
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Integrate with risk and regulatory systems to ensure full compliance.
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Proactively identify and resolve high-impact problems, both within threads and across cross-departmental goals.
Requirements
Technical Proficiency
🔸 4+ years' experience working with:
- Java 8+
- Spring Framework
- Asynchronous message queues (e.g., Kafka, RabbitMQ)
- Highly scalable microservices architecture
🔸 Deep understanding of:
- Relational and non-relational databases
- Advanced query optimization
- Efficient schema design
- Data lifecycle management for sensitive data
Mindset & Soft Skills
🌍 Strong product mindset with:
- A passion for both customer experience and regulatory compliance.
�quio "A sense of holistic holism when prioritising work
- Ensuring decisions align with customer impact and business value, not just technical merits."
💼Exceptional communication:
- Ability to translate complex technical + architectural challenges across teams, from Product Managers to designers.
🛠 "Code Values Quotient"
- Clean, testable, maintainable architecture.
- Strong advocate for code reviews & best practices.
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🚀 Project Leadership
- Prepared to scope, deliver and escalate cross-organisational, multi-system projects.
- Demonstrate strategic thinking in tackling ambiguous blockers.
Success Criteria
Quarterly Impact
✅ Owning & executing on critical goals that scale Wise’s onboarding and verification processes. ✅ Signifying improvements in efficiency, customer satisfaction, and risk/compliance indicators.
Ownership & Growth
✅ Maintain and evolve an amber-and-household roadmap, balancing current needs with future-readiness. ✅ Solve open-ended problems with expertise whilst making clear tradeoffs (cost/benefit/reliability). ✅ Introduce technical solutions or workflows that foster efficiency and cross-team uplift. ✅ Mentor engineers by sharing best practices and leadership possibilities.
Team Culture
✅ Promote environments where:
- Ideas flow freely.
- Technical excellence is driven and celebrated.
- Continuous learning is a habit, not a chore.
Wise Culture
Our Core Values: Diversity, Equity & Inclusion
"For everyone, everywhere"—We’re a foundational team that relies on diverse perspectives to create financial services without judgement or prejudice.
🌈 Celebrating differences!
- Over 146 nationalities represented in what’s now our ~4,000-strong global team.
- A culture that respects equal contribution and growth potential for everyone.
👥 Wise as a community.
- Supported by financial resources, career growth programs, and mental health initiatives.
Explore our value proposition: 📌 Wise.Jobs (for deeper insights)
Follow us to stay updated: 🔗 LinkedIn | 📷 [Instagram]
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