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Senior Underwriter P&C
Senior Underwriter – Manchester
Due to an internal promotion, we are hiring for a Senior Underwriter to join our Manchester office. This critical role will involve underwriting a wide range of complex commercial insurance risks, driving profitable growth, and fostering strong broker partnerships.
This is an exciting opportunity for a Senior Underwriter to apply their technical expertise, commercial judgment, and market knowledge while contributing to an underwriting team delivering consistent performance.
About the Role
You will play a key commercial role, championing profitable outcomes, driving risk mitigation, and strengthening partnerships with brokers.
Key Responsibilities
Risk Assessment & Underwriting
- Review and evaluate complex commercial insurance submissions
- Apply underwriting authority, company guidelines, and technical expertise to determine risk acceptability
- Structure bespoke solutions to balance risk versus reward
Pricing & Portfolio Management
- Develop pricing strategies through detailed financial and market analysis
- Ensure profitability and optimal portfolio performance
Broker Relationship Management
- Build and maintain strong broker relationships
- Provide quotations, negotiate effectively, and deliver Excellent service
- Support business growth through proactive engagement
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Market Development & Business Growth
- Promote CNA Hardy’s products and services within the broker market
- Identify and drive profitable new business opportunities
- Position as a market leader in statutory and licenced markets
Technical Leadership & Collaboration
- Share technical and commercial insights with underwriting colleagues
- Mentor junior underwriters and colleagues where appropriate
- Collaborate with senior stakeholders on high-value or strategic risks
Requirements
Underwriting Expertise
- Strong underwriting knowledge with proven experience in assessing and managing complex commercial risks (industries including: statutory and licenced, grounding policy, environmental insurance, economic loss elements such as business interruption)
Commercial Acumen
- Ability to evaluate risk while commercially balancing growth and profitability
Relationship Building Skills
- Outstanding communication and negotiation skills
- Confidence to engage with brokers, clients, and internal stakeholders
Problem-Solving & Adaptability
- Proactive mindset with a healthy dose of scepticism and insight
- Strong analytical and prioritisation skills in a fast-paced environment
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Regulatory & Industry Knowledge
- Deep understanding of insurance regulations, market trends, and best practices
About the Company: CNA Hardy
CNA Hardy is a leading specialist commercial insurance provider for clients across the Lloyd’s and company markets. We deliver a highly specialised, comprehensive portfolio of innovative solutions.
Our Offerings
- Market-leading cover for domestic, international, and global exposures
- Broker-friendly platform: Lloyd’s Syndicate 382 and company insurance
- Global reach: 200+ countries and territories
Why Join Us?
- Headquarters: Manchester, with dedicated offices worldwide (including Belgium, Denmark, France, Germany, Italy, Netherlands)
- Client-focused risk solutions: Underwriters, risk control engineers, and claims teams deliver tailored protection
- Roots in expertise: Over 125 years of trust and expertise by CNA Financial Corp (USA, Canada, and Europe)
CNA Hardy is committed to providing innovative, specialised risk solutions that drive profitability, sustainability, and energetic problem-solving. Your expertise will help shape a growing insurance landscape—and and even larger footprint.
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