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Abound

Software Engineer

London
Posted 28 days ago
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About Abound

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.

Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.

About The Role

We’re looking for a Software Engineer II to help build the systems that automate how our Finance and Operations teams work. As Abound scales, the manual workflows that powered us through our first £1bn of lending are becoming reliable, observable, automated systems- covering reconciliations, reporting, payments operations, collections workflows, and the day-to-day tooling our internal teams rely on. This is a hands-on engineering role on a small, high-impact team. You’ll write production code every day, taking well-scoped pieces of work from design through testing and deployment, with senior and lead engineers supporting you on the larger or more ambiguous problems. Over time you’ll grow ownership of the components and services you work on, and take on more of the discovery and design yourself. You won’t just close tickets. You’ll get close enough to the Finance and Operations workflows to understand the problem you’re solving, ask good questions, and care about whether the system actually works for the people using it. We value engineers who take ownership, communicate clearly, and want to keep levelling up- this role has a clear path toward Senior Software Engineer.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Our Technology Stack

Python (FastAPI, SQLAlchemy, OpenTelemetry, Procrastinate), PostgreSQL, Liquibase, Docker, AWS

Who You Are

Solid experience building production systems in Python - you’re comfortable with type hints, write tests as a matter of habit, and have some exposure to async code (or are keen to learn) Able to take a well-defined problem and deliver it end-to-end with limited guidance, while knowing when to ask for help on the bigger pieces Care about code quality, reliability, and maintainability, especially when building for internal users where accuracy and auditability matter A growing product mindset- you want to understand the problem behind the ticket, and you’re comfortable asking why Curiosity about how finance and operations functions actually run (reconciliations, ledgers, reporting, payment flows, ops workflows), or a track record of picking up unfamiliar domains quickly Clear communicator who works well with engineers and, increasingly, directly with business stakeholders Comfortable in a fast-paced environment where accuracy, reliability, and clear communication are essential Keen to grow - you take feedback well and want to develop toward more ownership and technical depth

Nice to have

Experience working with relational databases and writing SQL (PostgreSQL especially) Exposure to cloud infrastructure (AWS, GCP, or Azure) Prior experience automating finance, accounting, or operations workflows Interest or experience in lending, payments, or financial services more broadly Exposure to observability tooling and supporting systems in production What you’ll be doing Build and ship Python services and features that automate finance and operations workflows- from data ingestion through to the reports, actions, and exceptions that land with business users Take well-scoped pieces of work from implementation through testing, deployment, and monitoring, with support from senior engineers on larger designs Participate actively in code review, write meaningful tests, and help uphold the team’s engineering standards Work alongside senior engineers and, increasingly, directly with Finance and Operations stakeholders to understand requirements and turn them into reliable systems Grow ownership of the components and services you work on, taking on more of the design and discovery over time Help support business-critical systems in production, troubleshooting issues that affect Finance and Operations users (with support as you build up context) Contribute to the team’s delivery process sprint planning, sizing, and retrospectives Make pragmatic technical decisions that balance shipping today with maintainability tomorrow

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What We Offer

Everyone owns a piece of the company- equity Hybrid with 3 days a week in the office 25 days’ holiday a year, plus 8 bank holidays 2 paid volunteering days per year One month paid sabbatical after 4 years Employee loan Free gym membership Team wellness budget to be active together-set up a yoga class, a tennis lesson or go bouldering

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Skills

Python
SQL
Async Code
Code Quality
Reliability
Maintainability
Product Mindset
Communication
Cloud Infrastructure
Relational Databases
Observability Tooling
Finance Workflows
Automation
Testing
Deployment
Monitoring

Location

London, England, United Kingdom

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