Lloyds Banking Group
Software Engineer

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End Date
Sunday 02 August 2026
Salary Range
£0 - £0
We support flexible working – click here for more information on flexible working options
Flexible Working Options
- Hybrid Working
- Job Share
Job Description Summary
About this opportunity
We’re building the future of payments - and this is your chance to be right at the centre of it.
Our Payments Digital Services team is shaping the next generation of experiences across payments and beyond. Think digital identity, wallet-based services, embedded finance, and entirely new propositions that are redefining how customers interact with money, data, and value.
As a Backend Software Engineer, you’ll play a key role in bringing this vision to life. You’ll be working on a connected, modern platform that integrates seamlessly with best-in-class tools and services, helping customers make smarter financial decisions and access innovative financial products.
Job Description
JOB TITLE: Backend Software Engineer
SALARY: £57,300 - £85,000
LOCATION: London
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
About This Opportunity
We’re building the future of payments - and this is your chance to be right at the centre of it.
Our Payments Digital Services team is shaping the next generation of experiences across payments and beyond. Think digital identity, wallet-based services, embedded finance, and entirely new propositions that are redefining how customers interact with money, data, and value.
As a Backend Software Engineer, you’ll play a key role in bringing this vision to life. You’ll be working on a connected, modern platform that integrates seamlessly with best-in-class tools and services, helping customers make smarter financial decisions and access innovative financial products.
What you’ll be doing:
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
- Delivering clean, architecturally sound, maintainable server-side code (ideally full-stack experience).
- Collaborating with stakeholders across the business to build and develop a world-class product.
- Motivating the team past roadblocks to make sure features ship as effectively as possible.
- Guiding design discussions and helping the team balance flexibility, expediency, scalability, and performance.
- Partnering with product and engineering leaders to constantly refine and iterate on development processes.
- Championing new technologies and promoting best development practices.
- Keeping an eye on the future while proactively, but pragmatically, tackling technical debt.
Why join us?
We’re transforming at pace. Investing billions in our people, data and tech to change the way we meet the needs of our 28 million customers. We’re growing, and we’d love you to be part of the journey.
What we’re looking for:
- In-depth knowledge of Golang
- Experience building microservices, ideally deployed in containers on Kubernetes.
- Solid grounding in agile development practices.
- Experience with both RDBMS and NoSQL datastores.
- Ability to diagnose problems across the stack (client, HTTP/network, server, database, OS) with sound rationale for decisions.
- Proven experience building large, concurrent, distributed applications.
- Experience developing and running large-scale production environments in partnership with DevOps or SRE teams.
- A genuine interest in working in a fast-paced startup, ideally in fintech or payments.
- A voracious appetite for learning and improvement.
And any of these would be great:
- Knowledge of PHP
- Experience with real-time, low-latency, high-frequency transaction-based systems.
- Experience with event-driven architectures.
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.


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This is a place for you
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Finishing Statement
Ready for a career where you’ll learn and thrive? Apply today and find out more.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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