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Zilch

Software Engineer III

London
Posted about 1 month ago
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Who We Are

Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right?

We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans.

Want to join us?

About The Role

Zilch is searching for a talented Senior Java Software Engineer to join our dynamic and fast-paced team. We are looking to speak with coding enthusiasts who live and breathe software, and who obsess about quality. This role is a fantastic opportunity for Engineers who would like to get involved in building from the ground up, value innovation and are natural problem solvers. If this sounds like you, we want to hear from you!

Day-to-day Responsibilities Will Include

  • Writing high quality, hyper performant, and well-structured code to support and extend the existing Zilch product.
  • Breaking down complex product features and back-end improvements into well planned, detailed, deliverable tasks on a technical level.
  • Advising and guiding teams on Engineering best practice, solution design and problem solving.
  • Being responsible for system quality, monitoring, unit/integration testing and advising on testing strategy improvements.
  • Working in an agile environment on user stories that deliver significant impact for our customers.
  • Building integrations and APIs that are rock-solid, secure, well-tested, and highly performant.
  • Continuous improvement of code, systems, processes, and knowledge.
  • Working with databases and data securely and efficiently.
  • Liaising with stakeholders to triage inbound bug reports, reproduce reported issues and identify solutions.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

Start with a chat, not a search bar

Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

P

Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.

Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

What We’re Looking For

  • Demonstrated experience (preferably 5+ years) in Java Software Development, Spring Boot, building microservices and robust interfaces, using SQL type databases such as MySQL or SQL Server and integrating with external services.
  • A bachelor and/or master’s degree in a technical field.
  • Team/Technical leadership experience.
  • Highly skilled in cloud architecture (AWS) and tooling.
  • Experience in cloud infrastructure, Infra as code (Terraform) and CI/CD
  • Detail-oriented and committed to quality.
  • A positive, collaborative attitude and approach to development and testing.

Preferred

  • Exposure to NoSQL type databases (e.g., DynamoDB, MongoDB)
  • Knowledge of React, Angular and TypeScript
  • Experience with Docker and/or Kubernetes
  • DevOps mindset
  • Experience working on a B2C product

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Benefits

Compensation & Savings

  • Pension scheme.
  • Death in Service scheme.
  • Income Protection.
  • Permanent employees enjoy access to our Share Options Scheme.
  • 5% back on in-app purchases.
  • £200 for WFH Setup.

Health & Wellbeing

Private Medical Insurance including;

  • GP consultations (video, telephone or face-to-face).
  • Prescribed medication.
  • In-patient, day-patient and out-patient care.
  • Mental health support.
  • Optical, dental & audiological cover.
  • Physiotherapy.
  • Advanced cancer cover.
  • Menopause support.
  • Employee Assistance Programme including:
    • Unlimited mental health sessions.
    • 24/7 remote GP & physiotherapy.
    • 24/7 helpline for emotional & practical support.
    • Savings & discounts on everyday shopping.
    • 1:1 personalised well-being consultations.
    • Gym membership discounts.

Family Friendly Policies

  • Enhanced maternity pay.
  • Enhanced paternity pay.
  • Enhanced adoption pay.
  • Enhanced shared parental leave.

Learning & Development

  • Professional Qualifications.
  • Professional Memberships.
  • Learning Suite for e-courses.
  • Internal Training Programmes.
  • FCA & Regulatory training.

Workplace Perks

  • Hybrid working: office-based Monday, Wednesday, and Thursday; remote working Tuesday and Friday
  • Casual dress code.
  • Workplace socials.
  • Healthy snacks.
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Skills

Java
Spring Boot
Microservices
SQL
AWS
Terraform
CI/CD
NoSQL
React
Angular
TypeScript
Docker
Kubernetes

Location

London, England, United Kingdom

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