Monzo
Technology Risk Senior Manager

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🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
📍London | 💰£85,000 - £105,000 + Incentive Awards tied to your performance + Benefits
We’re looking for a talented and enthusiastic Technology Risk Senior Manager to join our growing Technology Risk Oversight team. You’ll play a pivotal role in ensuring the security and resilience of our technology estate, protecting our customers' data and maintaining the trust they place in us. You'll be working in a dynamic, fast-paced environment where you'll have the opportunity to make a real impact on how we manage technology risks.
Responsibilities:
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Risk Assessment and Analysis:
- Proactively identify and assess technology risks across Monzo’s cloud-native infrastructure and applications.
- Evaluate the effectiveness of existing controls and recommend improvements.
- Analyse and interpret risk data to provide actionable insights.
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Risk Management:
- Contribute to the development and implementation of risk management frameworks and methodologies tailored to a modern, cloud-first environment.
- Monitor and report on the status of risk mitigation activities.
- Assist in the development of risk appetite statements and tolerance levels.
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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Reporting and Communication:
- Communicate complex technical risk information clearly and concisely to both technical and non-technical stakeholders.
- Prepare regular risk reports and dashboards for management.
- Foster a culture of risk awareness across the organisation.
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Continuous Improvement:
- Stay up-to-date with the latest technology risks, security trends, and regulatory changes.
- Contribute to the continuous improvement of risk management processes and tools.
- Share knowledge and best practices with the team.
We’d love to hear from you if…
- You have demonstrable experience in identifying, assessing, and mitigating technology risks within cloud-native environments, preferably in a banking environment.
- You possess strong analytical and problem-solving abilities, capable of interpreting complex technical information and risk data to provide actionable recommendations.
- You have excellent communication and stakeholder management skills, with the ability to articulate technical risk concepts to diverse audiences.
- You have experience in contributing to the development and implementation of risk management frameworks and methodologies, and a good understanding of relevant regulatory requirements.
🙌What’s in it for you
- 💰£85,000 - £105,000 + Incentive Awards tied to your performance + Benefits
- 📍This role is based in London, with a hybrid working approach
- ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
- 📚£1,000 learning budget each year to use on books, training courses and conferences.
- 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.
- ➕ Plus lots more! Read our full list of benefits.


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🌈 The application journey has 4 key steps
- Short phone call with a member of the hiring team
- Follow up video call with the Hiring Manager
- Final stage 2-part Role Specific and Behavioural interview with members from the wider Risk and Compliance collective
This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!
We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖 You can read them here.
You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to business-hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.
We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.
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Equal opportunities for everyone
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.
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