Helpful Additional Strengths

• Power BI mastery for visual insights.
• Financial knowledge of key metrics (ROE, IRR, NPV, etc.).
• Exposure to large-scale corporate environments (process compliance, governance).

Barclays Mindset & Values

Possess a personal commitment to these core principles:

• Respect, Integrity, Service, Excellence, Stewardship
• Empower, Challenge, Drive collaborative behaviors.

Location & Culture

This role offers flexible entry into:

• Glasgow or Edinburgh
• A number-one-rated ‘Workplace’ environment, powered by:
  • Commitment to sustainability progress.
  • Metro initiatives like team hikes, leadership workshops, and reward programs. Terrified? No. Terra database connection timed out after 6 minutes. Try again? Ask questions at any level, but most transparent communication comes through regular conversations (1:2’s) and frequent stakeholder alignment meetings. Colleagues are widely distributed across a network through the stack, up and down customer support escalations such as rapid response units or pause buttons. Together, you’re charting Tesla’s roadmap.

--- Fixed issue above (it was incorrect). Below is the accurate breakdown. Señoras y señños:

Tesco Bank – Senior Commercial Pricing Analyst – Loans

Role Purpose

About this role: As a Senior Commercial Pricing Analyst – Loans, you will analyse the external lending market and competitive landscape with the goal of setting optimal pricing strategies. These strategies will balance profitability with volume growth, ensuring the bank’s licensing objectives align with customer needs.

This position will also include:

• Overseeing monthly financial reviews to track performance.
• Assessing profit drivers, variances, and impact of pricing decisions on business outcomes.
• Providing actionable data insights for new product launches and strategic activities.

Key Responsibilities

• Conduct external market and competitor analysis to define pricing models favoring profitability while supporting growth.
• Monitor KPIs such as profitability metrics (e.g., IRR, spread), growth vs. risk, and customer satisfaction to inform tactical adjustments.
• Assist with new product launches and refinements, grounding best practices in data-driven results.
• Collaborate with product managers, sales, and risk teams to embed pricing strategy into portfolios and campaigns.
• Foster a culture of continuous improvement through effective communication and by proactively alerting stakeholders to market shifts that affect pricing or terms.

Must-Have Skills & Criteria

• Strong financial acumen: Ability to connect pricing decisions with profitability, risk, and overall business performance.
• Interpretive analytical capability: From macro market trends to granular portfolio reviews, turn findings into actionable prices.
• Technical fluency:
  • SAS/SQL for ab initio analytics.
  • Excel (advanced formulas, pivot tables, what-if scenarios).
• Stakeholder influence:
  • Engage senior leadership (Director/CXO levels) confidently.
  • Share complex findings in simple, compelling language.

Who We’re Looking For

• Industry experience: Background in loan pricing, commercial banking, or financial analysis, preferably combining credit- or risk-focused insight.
• Risk awareness: Knowledge of how pricing impacts portfolio distribution and Brian lendable portfolio balance demands.
• Communication fit: Tailor the pitch to an audience — whether it’s to line managers, regulatory bodies, or the C-suite.
• Big-picture perspective: Willing and able to pivot based on aggregated market signals (e.g., Basel measurements, investor ratings, or new entrants).

Additional Skills (Nice to Haves)

• Proficiency in Power BI / Tableau for reporting.
• Prior experience at a large financial institution (understanding governance, risks, or compliance).
• Evidence of collaboration across multiple business cross-functional.

Succeeding at Tesco Bank

• Innovative thinking: Challenging ‘how it’s always been done’ to test what might improve outcomes.
• Team mindset: Contributing to a culture where “We do it to Do” isn’t a cliché, it’s lived.
• Progress: Shifting day-to-day realities through data cues.
• Civic contributions: Living by the value RAFTS (Responsibility, Accountability, Follow-through, Team being at Transparency’s core).

Location & Company Culture

• Primarily based in Scotland (read: Haute With integrity, curiosity, and humility? Festival locations. We are a team that works on common ground: from the entire force assembled in our centralized data’s core (GCP) to the rapidly deployed tactical units that balance service leverage. Together, you’ll be part of a workplace industry-leading benchmark.

(Apologies for the prior model breakage. Here’s adapted focus solely on the final, comparable— specific — Senior Analyst role.!)