U.S. Bank National Association
Treasury ALM Analyst
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About U.S. Bank & Elavon
At U.S. Bank, we’re driven by our commitment to empowering customers, businesses, and communities with smarter financial decisions. We believe in courage to thrive—innovating, fostering inclusion, and offering dynamic career opportunities to help individuals uncover their potential.
As a subsidiary of U.S. Bank, Elavon builds financial ecosystems that serve over 1.5 million customers globally. Focused on tailored payment solutions and technological leadership, we empower our teams to explore roles that align with their passion—whether collaborating with customers, driving innovation, or working with diverse stakeholders. We uphold transparency, fairness, and career mobility while fostering an inclusive culture.
Job Title: Treasury ALM Analyst
Location: Hybrid / Flexible Schedule (3+ classroom days per week) Employment Type: Permanent Visa Sponsorship: No
About the Role
The Treasury ALM Analyst supports asset and liability management, covering critical functions such as balance sheet analysis, interest rate risk monitoring, liquidity assessment, forecasting, and governance reporting. This role bridges operational excellence and future enhancement, driving efficiency, automation, and data-driven decision-making.
Key activities include:
- Serving as an internal resource for financial sign-offs and steering committees.
- Conducing robust balance sheet analyses and supporting liquidity forecasting.
- Collaborating with Regulatory, Compliance, and Finance teams to ensure model accuracy and policy alignment.
- Driving financial creativity and scalability through processes, systems (e.g., FIS Quantum), and data visualization tools.
This position is ideal for candidates who thrive in a customer-focused environment where they can leverage strong analytical and technical skills to deliver high-impact financial insights.
Key Responsibilities
Core Accountabilities
- Balance Sheet & ALM Analysis:
- Prepare and maintain management analysis for the asset/liarity mix, funding profile, liquidity position, interest rate sensitivity, error correction adjustments, and earnings at risk.
- Develop behavioural assumptions and forecasts for base rate movements, margins, and deposit/exposure pricing.
- Support asset/liability hedging with corporate cages, RSA, and trading desk teams.
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Liquidity & Funding Monitoring:
- Conduct daily/weekly/monthly liquidity and funding monitoring using direct systems and spreadsheets.
- Analyze key indicators—balancing trends, concentration exposure, and funding tenor changes—escalating exceptions as needed.
- Review operational changes, legal formulations, new/amended forms to assess financial impact.
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Interest Rate & Earnings Analysis:
- Develop interest rate pricing and investment yield tools, including margin profiles.
- Analyze hedges, pricing benchmarks, pitfall adjustments, and earnings forecasts as needed by Risk, Treasury, and Finance.
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Management & Reporting:
- Generate supplementation to reports, financial forecasts, and modelling for senior staining committees and ALMC discussions.
- Present concise, high-quality management information in alignment with governance needs, using active storytelling and forward-looking analyses.
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Systems & Automation:
- Maintain and enhance spreadsheets, analytical models, and system-based reporting in line with future Treasury system transformations.
- Assist in automating reporting processes (e.g., via FIS Quantum or treasury systems)
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Project & Change Leadership:
- Support Treasury change initiatives, including system upgrades, new product evaluations, ALM tool enhancements, documentation, and process validation.
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Stakeholder Collaboration:
- Partner with Treasury, Finance, Risk, Credit risk, Compliance, and Technology teams to validate outputs, resolve issues, and ensure alignment with strategic goals.
Requirements
Education & Experience:
- Preferred: Master’s degree in Finance, Accounting, Economics, or related fields.
- Minimum 3+ years of relevant experience in financial analysis, ALM, or regulatory frameworks.
Technical & Analytical Skills:
- Strong persuasive grasp of financial analysis, forecasting, and financial modelling techniques.
- Proficiency in Excel (pivotatic)Mastery, advanced functions, VBA, pivot tables, and data visualization (Power BI, Tableau).
- Experience in ** commémoriie system** and financial analysis for balance sheets.
- Ability to interpret financial data, resolve exceptions, investigate root causes, and ensure findings are documented in a closed, auditable manner.
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Soft Skills & Work Requirements:
- Attention to detail, governance mindset, and the ability to work under tight reporting deadlines.
- Ability to innovate, collaborate, and articulate insights across diverse stakeholders.
- Must meet eligibility for permanent resident classification.
Salient Details
- Work Arrangement: Hybrid schedule with 3+ days in-office, flexible remote days optional.
- Accommodation: No visa sponsorship available.
- Accessibility: Inclusive recruitment process; contact your recruiter with reasonable adjustments needed.
Total Rewards & Benefits
U.S. Bank maintains fair, equitable, transparent compensation standardized by industry norms, legal obligations, and internal equity. Our total rewards package prioritizes inclusive wellbeing, professional growth, and sustained morale:
Compensation:
- Competitive salaries defined by roles, experience, and industry benchmarks.
- Performance-based incentives tied to feedback transparency, clarity of expectations, and individual/company outcomes.
Inclusive Benefits:
- Guided under financial security, health & wellness, and work-life harmony, accessible to all employees.
Development & Career Growth:
- Continuous training, education support, and mentorship pathways.
- Open performance recognition for contributions and achievements.
- Transparency in promotions and opportunities.
Faster Equality:
- Nations seeks fair remuneration with time delays in competitive, aligned areas.
For comprehensive details about our compensation and benefits framework, explore our Employee Benefits Portal.
Closing Date: Fast-track opportunities for applicants due to high demand. Encourages early provision to optimise reconsideration.
Emphasis by the employer may not guarantee centralised alterations, as structural variations may occur.
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