Howden
Underwriter - Construction

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Who are we?
Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
Role Definition
To develop strong business relationships for annual renewable contractors combined, annual contractors all risks and with scope to assist on single projects with brokers and service providers. You will be part of a dynamic team underwriting profitable business with new and existing accounts.
Key Responsibilities / Accountabilities
- Generate and underwrite annual renewable contractors combined business in accordance with the business plan and profile of target insurance business set by Dual Corporate Risks Limited, and in accordance with the binding authority granted to the company.
- To work with new and existing broker panel to forge relationships and trust through telephone, online and face to face interactions and increase the flow of new business activity.
- To identify business development opportunities with our broker partners for mutual benefit.
- To produce and maintain underwriting files for both internal and external viewing and to prepare for audit.
- To maintain accurate and timely Management Information, monitoring the development of the broker’s account including credit performance.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Skills and abilities needed to perform role
- Highly engaging communicator with excellent interpersonal skills. Approachable and consistent.
- Strong ability to influence and negotiate with brokers, underwriters and service providers.
- Experience of managing broker relationships.
- Analytical and creative thinker in meeting underwriting needs whilst working in partnership with brokers.
- Self-motivated with ability to exercise independent judgement.
- Committed to learning and development.
- To work with confidence, embrace change, be inquisitive, resilient, imaginative and direct.
- Ability to work quickly, efficiently and methodically.
- Ability to communicate theories and ideas.
Knowledge and Experience
- Experience in underwriting Construction risks - 3 years minimum
- Excellent relationship management skills
- Excellent verbal influencing and trading skills
- Taking initiative and being proactive within a team
- A positive "can do attitude"
- Progress towards professional insurance qualification
- Team player
- Desire to develop underwriting capabilities
Compliance & Regulatory Responsibilities
- Remain compliant with FCA requirements at all times.
- To share ideas, best practice and other information within DUAL Oliva, especially where relevant to the relationship with brokers.
What do we offer in return?
A career that you define.
At Dual UK, we value diversity. We’re looking for individuals who share the same values as us:
- Our successes have all come from someone brave enough to try something new
- We support each other in the small everyday moments and the bigger challenges
- We are determined to make a positive difference at work and beyond


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Reasonable adjustments
We're committed to providing reasonable accommodations at Dual UK to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
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