Citi
Wealth Credit Risk Senior Officer - SVP
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Wealth Credit Risk Senior Officer - SVP
Are you looking for a career move that will put you at the heart of a global financial institution?
Bring your skills in Wholesale Credit Risk (corporate), including due diligence, transactional advising, structuring, and documentation to Citi’s Wealth Risk Management business.
By joining Citi, you’ll become part of a trusted partner to clients, providing responsible financial services that enable growth and economic progress.
About the Team / Role
Citi’s Wealth Risk Management is a global Second Line of Defence (2LoD) organisation supporting the Wealth business, focusing on credit and operational risk oversight for both retail and wholesale lending, deposits, and investments.
Key Objectives
- Establish and maintain effective frameworks and governance
- Promote a strong risk culture
- Apply sound credit risk judgment
- Ensure proactive risk management
- Strengthen First Line of Defence (1LoD) teams through oversight and challenge
What You’ll Do
Manage and oversee the following critical areas:
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Credit Portfolio Oversight
- Balance risk and reward to align with company’s risk appetite
- Develop advanced limit-setting methodologies incorporating industry trends, regulatory standards, and internal risk appetite
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Risk Profiling & Monitoring
- Maintain comprehensive risk profiles through coordination with regulators
- Conduct regular portfolio health checks and anticipate emerging risk factors
- Lead regular portfolio analyses and provide updates on performance and risk trends
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Limit & Stress Testing Governance
- Interpret limit governance rules, oversee single-name and distribution risk
- Ensure compliance with regulatory requirements
- Represent the Second Line of Defence in risk appetite discussions
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Credit Reserve & Portfolio Valuation
- Supervise end-to-end frameworks for adequacy of credit reserves and stress testing
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Account Strategies & Compliance
- Review and validate new accounting strategies to minimize risk exposure
- Conduct internal and regulatory reviews with a focus on internal processes and controls
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Ethics & Regulatory Compliance
- Uphold ethical conduct
- Ensure compliance with legal and regulatory requirements
- Critically evaluate activities and processes for adherence to standards
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Analytical & Strategic Decision-Making
- Assess risk for business decisions using advanced analytical skills
- Monitor and adapt to trends in credit risk analysis for improved forecasting
- Enhance compliance processes and negotiate strategic refinements
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Stakeholder Collaboration
- Work with teams in risk management, technology, and reporting
- Communicate complex financial concepts to stakeholders across the enterprise
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Ad-Hoc Risk Management
- Respond promptly to ad-hoc transaction requests
- Identify and mitigate trade-specific risks
Requirements
Are you ready to step into this role? Bring the following experience and expertise:
Ideal Candidates Should Have
- Solid expertise in Wholesale Credit Risk (corporate), including:
- Due diligence, transactional, structuring, and documentation experience
- Proven track record in:
- Oversight, challenge, and review of credit portfolio management
- Credit analysis and counterparty risk management
- Loanable value methodology and portfolio stress testing oversight
- Risk management tool usage and exposure monitoring
- Accuracy and completeness of credit data
- Strong analytical skills:
- Ability to interpret complex financial data for decision-making
- Practical experience in:
- Conducting risk reviews, process controls, and portfolio reporting
- Regular collaboration with regulatory bodies for reporting and oversight
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Key Competencies
- Advanced risk management lifecycle knowledge
- Financial analysis, governance, regulatory compliance
- Leveraging data science/analytical tools to assess portfolio risk
Education
- Bachelor’s degree (preferred: Master’s degree in Finance, Risk Management, or related field)
Benefits
Following the expectations of Citi London, you’ll enjoy:
Workplace & Flexibility
- Hybrid working model (up to 2 days per week from home)
- Business-casual dress code
Competitive Pay & Benefits
- Annually reviewed base salary
- Generous holiday benefits (starting at 27 days, increasing with tenure)
- Discretionary bonus (performance-related)
- Private medical insurance packages
- Employee Assistance Program
Employee Supports
- 8 weeks of paid parental leave
- Employee and family-specific discounts
- Comprehensive learning and development resources
Cultural Commitment
- Inclusivity, diversity, and an environment where everyone feels valued
- Access to world-class opportunities to grow and thrive
About Citi
Risk Management • Credit Risk – Full-time Position
Core Skills
- Analytical thinking
- Credible challenge
- Financial analysis
- Governance, policy, and procedure expertise
Retrieving further insights? Contact our recruiter directly for full details.
At Citi, we believe in equality and opportunity, ensuring all candidates are considered without bias, and providing reasonable accommodations for those in need.
View our EEO Policy Statement for further information on diversity and inclusion initiatives.
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